Lake County property record for 112 Oak Ter, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 6,532 sqft · built 2004 |
| Lot Size | 0.435 acres (18,931 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,687,000 (Nov 2016) |
| Tax Bill | $43,011 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-304-065 |
| Primary APN | 12-21-304-065 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 6,532 sqft Living Area |
| Gross Area | 7,088 sqft |
| 1st Floor Area | 2,640 sqft |
| Upper Floors Area | 2,224 sqft |
| Basement Area | 2,224 sqft |
| Finished Basement | 1,668 sqft |
| Unfinished Basement | 556 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 18,931 sqft (0.435 acres) |
| Garage Type | Detached |
| Garage Area | 708 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 112 OAK TER |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF LAKE BLUFF RAVINE FOREST LOT 11 |
| Legal Subdivision | VILLAGE OF LAKE BLUFF RAVINE FOREST |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 863300 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 112 OAK TER, LAKE BLUFF, IL 60044-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2016 · Amount on Record |
| Deed Sale | Nov 15, 2016 · Amount on Record |
| Prior Sale | Jul 13, 2010 · Amount on Record |
| Deed Document Number | 20167347447 |
| Prior Transfer Date | May 21, 2015 |
| Prior Transfer Doc | 0007197797 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $656,941 (+15.97%) Land $169,075 Building $487,866 | $1,971,020 (+15.97%) Land $507,276 Building $1,463,744 | |
| 2024 | $43,011.00 (+12.81%) | ||
| 2023 | $38,127.00 (+3.61%) | $566,479 (+3.95%) Land $145,793 Building $420,686 | $1,699,607 (+3.95%) Land $437,423 Building $1,262,184 |
| 2022 | $36,799.00 | $544,966 Land $140,256 Building $404,710 | $1,635,061 Land $420,810 Building $1,214,251 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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