Kennebec County and Oakland Town property record for 40 Oak Rdg, Rome, ME 04963
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (May 2017) |
| Tax Bill | $1,930 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Dec 2022 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROME M:11 L:017-E |
| Primary APN | ROME M:11 L:017-E |
|---|---|
| Alternative APNs |
|
| Lot Area | 226,512 sqft (5.2 acres) |
|---|
| Account Number | 813 |
|---|---|
| Street Address | 40 OAK RDG |
| City | ROME |
| State | ME |
| Zip | 04963-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROME WOODS |
| Legal Lot Number | 17-E |
| Jurisdiction | ROME ME |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 25001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
40 Oak Rdg is owned and occupied by an individual who bought it in May 2017.
Source: Kennebec County and Oakland Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK |
| Dec 16, 2022 | Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK |
| Aug 22, 2017 | Deed of Trust, Mortgage KENNEBUNK SVGS BANK |
| Aug 6, 2018 | Deed of Trust, Mortgage KENNEBUNK SVGS BANK |
| Aug 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK |
| Aug 6, 2021 | Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK |
| Aug 6, 2018 | Deed of Trust, Mortgage KENNEBUNK SVGS BANK |
| May 26, 2017 | Intrafamily Transfer, Transfer KENNEBUNK SVGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2017 · Amount on File |
| Deed Sale | May 26, 2017 · Amount on File |
| Deed Document Number | 201710587 |
| Deed Book / Page | 12612 / 92 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023015690 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 14837/160 |
| Instrument | 2023015690 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022029974 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 14655/330 |
| Instrument | 2022029974 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2017019562 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 12696/0263 |
| Instrument | 2017019562 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2018017341 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 12986/0318 |
| Instrument | 2018017341 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Aug 24, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021022149 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 14120/156 |
| Instrument | 2021022149 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021022159 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 14120/209 |
| Instrument | 2021022159 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROME ME |
| Property Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12986/0318 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 12986/0318 |
| Instrument | 2018017341 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROME ME |
| Recording Date | May 26, 2017 |
| Property Address | 40 OAK RDG, ROME, ME 04963-3316 |
| Document Number | 2017010587 |
| Book / Page | 12612 / 0092 |
| Instrument | 2017010587 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2017010588 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 2017010588 |
| Name | KENNEBUNK SVGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 216 Months |
| Due | May 26, 2035 |
The 2025 property tax bill for 40 Oak Rdg was $1,930, up 14.3% from the year before.
Source: Kennebec County and Oakland Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Oakland Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,930.00 (+14.27%) | $306,300 (+125.72%) Land $67,600 Building $238,700 |
| 2024 | $1,689.00 | $135,700 Land $32,200 Building $103,500 |
| 2022 | $1,539.00 | $135,000 Land $32,200 Building $102,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 40 Oak Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Oak Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190 |
|---|---|
| Water Source | Purchased surface water from KENNEBEC WATER DISTRICT |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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