109 Oak Rdg, Rome (Oakland), ME 04963 Property Records

Kennebec County and Oakland Town property record for 109 Oak Rdg, Rome, ME 04963

Property Summary

Property Type	Single Family Home
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$316,300 (Jun 2017)
Tax Bill	$2,919 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ROME M:08 L:024`

Property Details

APN / Parcel Number

Primary APN	`ROME M:08 L:024`
Alternative APN	`633`

Exterior

Architectural Style	Multi-Family
Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Account Number	633
Street Address	109 OAK RDG
City	ROME
State	ME
Zip	04963-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	24
Jurisdiction	ROME ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

109 Oak Rdg is owned and occupied by an individual who bought it in June 2017.

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	109 OAK RDG, ROME, ME 04963-3315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAMDEN NATIONAL BANK
Sep 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS BANK NA
Jun 28, 2017	Warranty Deed, Transfer NORTHEAST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on File
Deed Sale	Jun 28, 2017 · Amount on File
Prior Sale	Nov 19, 2013
Deed Document Number	201713776
Deed Book / Page	12641 / 212
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	109 OAK RDG, ROME, ME 04963-3315
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025007616
Date	Apr 23, 2025
Book Page	15346/328
Instrument	2025007616

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROME ME
Property Address	109 OAK RDG, ROME, ME 04963-3315
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019020578
Date	Sep 9, 2019
Book Page	13327/184
Instrument	2019020578

Lender

Name	STEARNS BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROME ME
Recording Date	Jun 28, 2017
Property Address	109 OAK RDG, ROME, ME 04963-3315
Document Number	2017013776
Book / Page	12641 / 0212
Instrument	2017013776
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017013777
Date	Jun 28, 2017
Instrument	2017013777

Lender

Name	NORTHEAST BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 Oak Rdg was $2,919, up 7.4% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,919.00 (+7.36%)	$463,400 (+112.18%) Land $65,800 Building $397,600
2024	$2,719.00	$218,400 Land $32,400 Building $186,000
2022	$2,482.00	$217,700 Land $34,100 Building $183,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 109 Oak Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Oak Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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