Stephens County property record for 40 Oak Cliff Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,514 sqft · built 1977 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Sep 2015) |
| Tax Bill | $1,741 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T07 015 |
| Primary APN | T07 015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,514 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 420 sqft |
| Porch | Porch |
| Porch Area | 198 sqft |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 498400 |
|---|---|
| Street Address | 40 OAK CLIFF DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | OAK CLIFF DR LT 68 GREEN ACRES S/D |
| Legal Subdivision | GREEN ACRES S/D |
| Legal Lot Number | 68 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 970101 |
40 Oak Cliff Dr is owned and occupied by two individuals who acquired it in September 2015.
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 OAK CLIFF DR, TOCCOA, GA 30577-8310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2015 · Amount on File |
| Deed Sale | Sep 1, 2015 · Amount on File |
| Deed Document Number | 0010733031 |
| Deed Book / Page | 107330 / 31 |
| Last Transfer Date | Sep 2, 2015 |
| Transfer Doc | 0010730030 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 40 Oak Cliff Dr was $1,741 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,741.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $96,040 Land $3,307 Building $92,733 | $240,101 Land $8,268 Building $231,833 |
| 2023 | $1,000.00 (-48.88%) Homeowner's exemption | $58,543 (+5.81%) Land $3,307 Building $55,236 | $146,358 (+5.81%) Land $8,268 Building $138,090 |
| 2022 | $1,956.00 Homeowner's exemption | $55,326 Land $3,307 Building $52,019 | $138,316 Land $8,268 Building $130,048 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Oak Cliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Oak Cliff Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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