Stephens County property record for 39 Oak Cliff Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,631 sqft · built 1975 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Aug 2001) |
| Tax Bill | $1,672 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T07 020 |
| Primary APN | T07 020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,631 sqft Heated Area |
| Basement Area | 525 sqft |
| Finished Basement | 525 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Utility Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 496600 |
|---|---|
| Street Address | 39 OAK CLIFF DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LT 5 GREEN ACRES S/D |
| Legal Subdivision | GREEN ACRES S/D |
| Legal Lot Number | 5 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 970101 |
39 Oak Cliff Dr is owned and occupied by an individual who bought it in August 2001.
Source: Stephens County records, as of March 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 OAK CLIFF DR, TOCCOA, GA 30577-8311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2001 · Amount on File |
| Deed Sale | Aug 14, 2001 · Amount on File |
| Prior Sale | Apr 3, 2000 |
| Deed Book / Page | 51635 / 3589 |
| Prior Transfer Date | Jul 5, 1983 |
| Prior Transfer Doc | 0171000460 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 39 Oak Cliff Dr was $1,672 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,672.00 Homeowner's exemption | $58,947 Land $2,523 Building $56,424 | $147,369 Land $6,308 Building $141,061 |
| 2023 | $1,218.00 (+0.91%) Homeowner's exemption | $36,121 (+5.79%) Land $2,523 Building $33,598 | $90,302 (+5.79%) Land $6,308 Building $83,994 |
| 2022 | $1,207.00 Homeowner's exemption | $34,143 Land $2,523 Building $31,620 | $85,357 Land $6,308 Building $79,049 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 39 Oak Cliff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Oak Cliff Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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