Bergen County and Dumont Borough property record for 40 Niagara St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1910 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (May 2025) |
| Tax Bill | $11,852 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01207-0000-00020 |
| Primary APN | 10-01207-0000-00020 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,800 sqft Living Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Account Number | 081100 |
|---|---|
| Street Address | 40 NIAGARA ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 60X120 |
| Legal Subdivision | DUMONT REALTY CO SEC 2 |
| Legal Block | 1207 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10200 |
40 Niagara St is owned and occupied by two individuals who bought it in May 2025.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 NIAGARA ST, DUMONT, NJ 07628-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on File |
| Deed Sale | May 27, 2025 · Amount on File |
| Deed Document Number | 202536712 |
| Deed Book / Page | 5512 / 1052 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 40 Niagara St was $11,852, down 1.5% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,300 (+7.46%) Land $333,600 Building $210,700 | $544,300 (+7.46%) Land $333,600 Building $210,700 | |
| 2025 | $11,852.00 (-1.46%) Senior Citizen's exemption | $506,500 Land $306,400 Building $200,100 | $506,500 Land $306,400 Building $200,100 |
| 2024 | $12,028.00 | ||
| 2023 | $295,900 Land $172,000 Building $123,900 | $295,900 Land $172,000 Building $123,900 | |
| 2022 | $11,489.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Niagara St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Niagara St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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