34 Niagara St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 34 Niagara St, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Tax Bill	$15,858 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01207-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`10-01207-0000-00019`
Alternative APNs	`100120700019` `081000`

Interior

Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Account Number	081000
Street Address	34 NIAGARA ST
City	DUMONT
State	NJ
Zip	07628-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	60X120
Legal Block	1207
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	3
Census Block	3004
Census Tract	10200

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	343 W CLINTON AVE, TENAFLY, NJ 07670-1948
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2002
Deed Sale	Dec 20, 2002
Prior Sale	Aug 8, 1995 · Amount on Record
Deed Book / Page	8535 / 77
Prior Transfer Date	Dec 17, 2002
Prior Transfer Doc	8535000077
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	34 NIAGARA ST, DUMONT, NJ 07628-3406
Document Number	0031781939
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	TOWN TITLE AGENCY LLC, TOWN TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 NIAGARA ST DUMONT NJ 076283406, DUMONT, NJ 07628-3406

Mortgage

Document Number	0031781939
Date	Feb 13, 2019
Book Page	003178/001939
Instrument	10622

Lender

Name	CAPITALSOURCE
Address	CHEVY CHASE, MD 20815

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$724,500 (+6.91%) Land $333,600 Building $390,900	$724,500 (+6.91%) Land $333,600 Building $390,900
2025	$15,858.00 (+2.58%)	$677,700 (+78.2%) Land $306,400 Building $371,300	$677,700 (+78.2%) Land $306,400 Building $371,300
2024	$15,459.00 (+4.69%)
2023		$380,300 Land $172,000 Building $208,300	$380,300 Land $172,000 Building $208,300
2022	$14,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20