40 N Summit Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 40 N Summit Ave, Chatham, NJ 07928

Property Summary

Property TypeSingle Family Home
Details1,824 sqft · built 1931
Lot Size0.141 acres (6,151 sqft)
Owner2 Individual Names on Record
Tax Bill$13,666 (2024)
Deeds & MortgagesNov 2021 Line of Credit
APN04-00054-0000-00016

Property Details

APN / Parcel Number

Primary APN04-00054-0000-00016
Alternative APNs
  • 040005400016
  • 20413007

Interior

Stories1 Story
Building Area1,824 sqft Living Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Construction TypeFrame
Lot Area6,151 sqft (0.141 acres)
Lot Dimensions123 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number20413007
Street Address40 N SUMMIT AVE
CityCHATHAM
StateNJ
Zip07928-2539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block54
Legal Lot Number16
JurisdictionMORRIS NJ
Township / Civil DivisionCHATHAM
Census Block Group1
Census Block1020
Census Tract42700

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 N SUMMIT AVE, CHATHAM, NJ 07928-2539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address40 N SUMMIT AVE, CHATHAM, NJ 07928-2539
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 N SUMMIT AVE, CHATHAM, NJ 07928-2539

Mortgage

Document Number0242651862
DateNov 10, 2021
Book Page24265/1862
Instrument2021091821
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term478 Months
DueSep 21, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityChatham Borough
Unified School DistrictThe Chathams School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$844,100 (-) Land $542,300 Building $301,800$844,100 (-) Land $542,300 Building $301,800
2025$844,100 (-) Land $542,300 Building $301,800$844,100 (-) Land $542,300 Building $301,800
2024$13,666.00 (+15.41%)
2023$844,100 Land $542,300 Building $301,800$844,100 Land $542,300 Building $301,800
2022$11,841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1978–2021)
Claims Outside the SFHA2 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM WATER DEPT
serves 8,962 people · EPA ID NJ1404001
Water SourceGroundwater
Last State InspectionFeb 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

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