39 N Summit Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 39 N Summit Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,197 sqft · built 2023
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Jun 2023)
Tax Bill	$23,667 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2021 Sale & Line of Credit
APN	`04-00055-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`04-00055-0000-00045`
Alternative APNs	`040005500045` `20503008`

Interior

Stories	1 Story
Building Area	2,197 sqft Living Area
1st Floor Area	2,197 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	20503008
Street Address	39 N SUMMIT AVE
City	CHATHAM
State	NJ
Zip	07928-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	SUMMIT AVE
Legal Block	55
Legal Lot Number	45
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1017
Census Tract	42700

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 N SUMMIT AVE, CHATHAM, NJ 07928-2516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA
Oct 26, 2021	Deed, Transfer · Line of Credit ABL THREE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Oct 26, 2021 · Amount on Record
Deed Document Number	202322207
Deed Book / Page	24615 / 1565
Record Updated	Sep 20, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 21, 2023
Property Address	39 N SUMMIT AVE, CHATHAM, NJ 07928-2516
Document Number	0246151565
Book / Page	24615 / 1565
Instrument Date	May 9, 2023
Instrument	2023022207
Transaction Type	Transfer
Record Updated	Jul 6, 2023
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 COPPERFIELD LN, METUCHEN, NJ 08840-1236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 N SUMMIT AVE, CHATHAM, NJ 07928-2516

Mortgage

Document Number	2023022208
Date	Jun 21, 2023
Instrument	2023022208

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 26, 2021
Property Address	39 N SUMMIT AVE, CHATHAM, NJ 07928-2516
Document Number	0242550409
Book / Page	24255 / 409
Instrument Date	Jul 26, 2021
Instrument	2021088290
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,238.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 JANEWAY PL, 34, MORRIS PLAINS, NJ 07950-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 UNION PL # 120, 120, SUMMIT, NJ 07901-2563

Mortgage

Document Number	2021088291
Date	Oct 26, 2021
Instrument	2021088291

Lender

Name	ABL THREE LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,461,800 (-) Land $543,800 Building $918,000	$1,461,800 (-) Land $543,800 Building $918,000
2025		$1,461,800 (+90.79%) Land $543,800 Building $918,000	$1,461,800 (+90.79%) Land $543,800 Building $918,000
2024	$23,667.00 (+124.52%)
2023		$766,200 (+58.67%) Land $543,800 Building $222,400	$766,200 (+58.67%) Land $543,800 Building $222,400
2022	$10,541.00 (+2.15%)	$482,900 Land $378,800 Building $104,100	$482,900 Land $378,800 Building $104,100
2021	$10,319.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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