Middlesex County and Melrose City property record for 40 Mount Vernon St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,969 sqft · built 1915 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $394,500 (Jul 2007) |
| Tax Bill | $9,626 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0C5 P:0000123 |
| Primary APN | MELR M:0C5 P:0000123 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,969 sqft Living Area |
| Gross Area | 4,290 sqft |
| Basement Area | 1,384 sqft |
| Unfinished Basement | 1,384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,998 sqft (0.138 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 40 MOUNT VERNON ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-5320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URA |
| Legal Subdivision | MELROSE |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 336404 |
Source: Middlesex County and Melrose City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 MOUNT VERNON ST, MELROSE, MA 02176-5320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2007 · Amount on Record |
| Deed Sale | Jul 31, 2007 · Amount on Record |
| Deed Document Number | 2007142280 |
| Deed Book / Page | 49868 / 151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 40 MOUNT VERNON ST, MELROSE, MA 02176-5320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76019-348 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 76019/348 |
| Instrument | 199229 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,626.00 (+12,084.81%) | $839,200 (+4.77%) Land $505,100 Building $334,100 | $956,074 (+27.93%) |
| 2025 | $79.00 (-98.98%) | $801,000 (+2.69%) Land $477,800 Building $323,200 | $747,365 |
| 2024 | $7,745.00 (-0.56%) | $780,000 (+4.35%) Land $464,100 Building $315,900 | |
| 2023 | $7,789.00 | $747,500 Land $450,500 Building $297,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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