29 Mount Vernon St, #31, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 29 Mount Vernon St, #31, Melrose, MA 02176

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,472 sqft · built 1920
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$84 (2025)
Deeds & Mortgages	Feb 2022 Refinance Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0C5 P:0000084`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0C5 P:0000084`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,472 sqft Living Area
Gross Area	5,828 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	29 MOUNT VERNON ST, 31
City	MELROSE
State	MA
Zip	02176-5321
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URB
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	1
Census Block	1008
Census Tract	336404

Owner

29 Mount Vernon St, #31, a duplex, is owned by two individuals.

Source: Middlesex County and Melrose City records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 CHEROKEE CIR, ANDOVER, MA 01810-5541
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	29-31 MOUNT VERNON ST, MELROSE, MA 02176
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079659-441
Date	Feb 9, 2022
Book Page	79659/441
Instrument	21317

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	29-31 MOUNT VERNON ST, MELROSE, MA 02176
Document Number	73562-417
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29-31 MOUNT VERNON ST MELROSE MA 021765321, MELROSE, MA 02176-5321

Mortgage

Document Number	73562-417
Date	Oct 31, 2019
Book Page	073562/000417
Instrument	168963

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 29 Mount Vernon St, #31 was $84, down 99% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$84.00 (-98.96%)	$851,000 (+4.28%) Land $482,000 Building $369,000
2024	$8,104.00 (-2.07%)	$816,100 (+2.77%) Land $468,200 Building $347,900
2023	$8,275.00	$794,100 Land $454,400 Building $339,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 29 Mount Vernon St, #31 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 29 Mount Vernon St, #31 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 802 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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