40 Mount Saint Charles Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 40 Mount Saint Charles Ave, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,124 sqft · built 2005
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$472,000 (Aug 2024)
Tax Bill	$5,137 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4048000`

Property Details

APN / Parcel Number

Primary APN	`4048000`
Alternative APN	`WOON M:29E L:236 U:16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,124 sqft
Basement Area	558 sqft
Finished Basement	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4048000
Street Address	40 MOUNT SAINT CHARLES AVE
City	WOONSOCKET
State	RI
Zip	02895-5559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	236
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1004
Census Tract	17700

Owner

Source: Woonsocket City records · APN 4048000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2024 · Amount on Record
Deed Sale	Aug 02, 2024 · Amount on Record
Prior Sale	Sep 24, 2015 · Amount on Record
Deed Document Number	2024233697
Deed Book / Page	2889 / 183
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	40 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2559-312
Date	Oct 06, 2020
Book Page	2559/312
Instrument	209756

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,137.00 (+16.46%)	$457,400 (+44.98%) Land $103,900 Building $353,500
2023	$4,411.00	$315,500 (-) Land $92,200 Building $223,300
2022	$4,411.00	$315,500 Land $92,200 Building $223,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 222 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system RI1559518, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.