34 Mount Saint Charles Ave, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 34 Mount Saint Charles Ave, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,589 sqft · built 1920
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,900 (Jan 2023)
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Mar 2021 Refinance Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`838512`

Property Details

APN / Parcel Number

Primary APN	`838512`
Alternative APN	`WOON M:29E L:237 U:17`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
Gross Area	3,651 sqft
1st Floor Area	1,163 sqft
Attic	Attic
Attic Area	1,064 sqft
Basement Area	852 sqft
Finished Basement	426 sqft
Unfinished Basement	426 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	838512
Street Address	34 MOUNT SAINT CHARLES AVE
City	WOONSOCKET
State	RI
Zip	02895-5559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	237
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1004
Census Tract	17700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 25, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Jan 28, 2022	Correction Deed
Dec 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Book / Page	2787 / 315
Prior Transfer Date	Jan 28, 2022
Prior Transfer Doc	0002711-38
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	34 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002602-291
Date	Mar 9, 2021
Book Page	2602/291
Instrument	212802

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jan 25, 2023
Property Address	34 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559
Document Number	002787-315
Book / Page	2787 / 315
Instrument Date	Jan 25, 2023
Instrument	226226
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559

Mortgage

Document Number	0000226227
Date	Jan 25, 2023
Instrument	226227

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jan 28, 2022
Property Address	34 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559
Document Number	0002711-38
Book / Page	2711 / 38
Instrument Date	Jan 28, 2022
Instrument	220422
Record Updated	Mar 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Dec 20, 2021
Property Address	34 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559
Document Number	0002693-13
Book / Page	2693 / 13
Instrument Date	Dec 17, 2021
Instrument	219153
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 MOUNT SAINT CHARLES AVE, WOONSOCKET, RI 02895-5559

Mortgage

Document Number	0000219154
Date	Dec 20, 2021
Instrument	219154

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,379.00 (+8.96%)	$389,900 (+35.62%) Land $107,600 Building $282,300	$436,341
2023	$4,019.00	$287,500 (-) Land $95,500 Building $192,000
2022	$4,019.00	$287,500 Land $95,500 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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