40 Moree Loop, Apt 11, Winter Springs, FL 32708 Property Records

Seminole County property record for 40 Moree Loop, Apt 11, Winter Springs, FL 32708

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,452 sqft · built 1977
Lot Size	0.023 acres (1,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (Dec 2025)
Tax Bill	$2,881 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-20-30-518-4000-0110`

Property Details

APN / Parcel Number

Primary APN	`34-20-30-518-4000-0110`
Alternative APN	`20303451840000110`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Units	20 Units
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	718 sqft
Upper Floors Area	682 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Mansard
Roof Material	Tar & Gravel
Lot Area	1,008 sqft (0.023 acres)
Porch	Florida Room
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 MOREE LOOP, 11
City	WINTER SPRINGS
State	FL
Zip	32708-2490
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 11 BLDG 40 BAY TREE SEC 9 ORB 1080 PG 184
Legal Range	30E
Legal Township	20S
Legal Section	34
Legal Subdivision	BAY TREE SECTION 09
Legal Tract	518
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	21401

Owner

Source: Seminole County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 MOREE LOOP, 11, WINTER SPRINGS, FL 32708-2490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 30, 2019	Grant Deed, Transfer ATTORNEY ONLY
Mar 5, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Document Number	2025128853
Deed Book / Page	10959 / 531
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	0093430229
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 30, 2025
Property Address	40 MOREE LOOP APT 11, 11, WINTER SPRINGS, FL 32708-2490
Document Number	0109590531
Book / Page	10959 / 531
Map Reference	MB 988 PG 36
Instrument Date	Dec 19, 2025
Instrument	2025128853
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	EVERGREEN STLMT SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	590 LAKE WILDMERE CV, LONGWOOD, FL 32750-5511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MOREE LOOP APT 11, 11, WINTER SPRINGS, FL 32708-2490

Mortgage

Document Number	0010959533
Date	Dec 30, 2025
Instrument	10959/533

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	0109590557
Date	Dec 30, 2025
Book Page	10959/557
Instrument	2025128855

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 2, 2021
Property Address	40 MOREE LOOP APT 11, 11, WINTER SPRINGS, FL 32708-2490
Document Number	0100340578
Book / Page	10034 / 578
Map Reference	MB 988 PG 36-113
Instrument Date	Aug 30, 2021
Instrument	2021117507
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 NICOLE LN, 108, LONGWOOD, FL 32750-2730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MOREE LOOP APT 11, 11, WINTER SPRINGS, FL 32708-2490

Mortgage

Document Number	10034580
Date	Sep 2, 2021
Instrument	10034/580

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 30, 2019
Property Address	40 MOREE LOOP APT 11, 11, WINTER SPRINGS, FL 32708-2490
Document Number	0093430229
Book / Page	009343 / 000229
Instrument Date	Apr 12, 2019
Instrument	44572
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40 MOREE LOOP #11 WINTER SPRINGS FL 327082490, 11, WINTER SPRINGS, FL 32708-2490

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 5, 2018
Property Address	40 MOREE LOOP APT 11, 11, WINTER SPRINGS, FL 32708-2490
Document Number	0090850668
Book / Page	09085 / 0668
Map Reference	MB988 PG36-113
Instrument Date	Feb 9, 2018
Instrument	2018023972
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST SIGNATURE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1114 TROTWOOD BLVD, 1114, WINTER SPRINGS, FL 32708-6211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MOREE LOOP APT 11, 11, WINTER SPRINGS, FL 32708-2490

Mortgage

Document Number	2018023975
Date	Mar 5, 2018
Instrument	2018023975

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,881.00 (+100.49%)	$178,025 (+33.38%) Building $178,025	$178,025 (+13.66%) Building $178,025
2023	$1,437.00 (+3.68%) Homeowner's exemption	$133,470 (+3%)	$156,630 (+20.69%) Building $156,630
2022	$1,386.00 Homeowner's exemption	$129,583	$129,783 Building $129,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1995–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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