40 Moree Loop, Apt 1, Winter Springs, FL 32708 Property Records

Seminole County property record for 40 Moree Loop, Apt 1, Winter Springs, FL 32708

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,400 sqft · built 1977
Lot Size	0.026 acres (1,139 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Apr 2025)
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-20-30-518-4000-0010`

Property Details

APN / Parcel Number

Primary APN	`34-20-30-518-4000-0010`
Alternative APN	`20303451840000010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Units	20 Units
Stories	2 Stories
Building Area	1,400 sqft Living Area
1st Floor Area	718 sqft
Upper Floors Area	682 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Mansard
Roof Material	Tar & Gravel
Lot Area	1,139 sqft (0.026 acres)
Porch	Open Porch
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 MOREE LOOP, 1
City	WINTER SPRINGS
State	FL
Zip	32708-2490
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	UNIT 1 BLDG 40 BAY TREE SEC 9 ORB 1080 PG 184
Legal Range	30E
Legal Township	20S
Legal Section	34
Legal Subdivision	BAY TREE SECTION 09
Legal Tract	518
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	4
Census Block	4000
Census Tract	21401

Owner

Source: Seminole County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 MOREE LOOP, 1, WINTER SPRINGS, FL 32708-2490
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Dec 22, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Nov 20, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	202532332
Deed Book / Page	10801 / 1223
Prior Transfer Date	Nov 9, 2023
Prior Transfer Doc	0105401575
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 4, 2025
Property Address	40 MOREE LOOP APT 1, 1, WINTER SPRINGS, FL 32708-2490
Document Number	0108011223
Book / Page	10801 / 1223
Map Reference	MB 1080 PG 184
Instrument Date	Apr 3, 2025
Instrument	2025032332
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MOREE LOOP APT 1, 1, WINTER SPRINGS, FL 32708-2490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MOREE LOOP APT 1, 1, WINTER SPRINGS, FL 32708-2490

Mortgage

Document Number	0108011225
Date	Apr 4, 2025
Instrument	10801/1225

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 22, 2023
Property Address	40 MOREE LOOP APT 1, 1, WINTER SPRINGS, FL 32708-2490
Document Number	0105560503
Book / Page	10556 / 503
Map Reference	MB 1080 PG 184
Instrument Date	Dec 6, 2023
Instrument	2023116081
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	RELIANCE TITLE COMPANY, RELIANCE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 HUNT AVE APT 1, 1, BRONX, NY 10462-3992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MOREE LOOP APT 1, 1, WINTER SPRINGS, FL 32708-2490

Mortgage

Document Number	0010556506
Date	Dec 22, 2023
Instrument	10556/506

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Nov 20, 2023
Property Address	40 MOREE LOOP APT 1, 1, WINTER SPRINGS, FL 32708-2490
Document Number	0105401575
Book / Page	10540 / 1575
Map Reference	MB 1080 PG 184
Instrument Date	Nov 9, 2023
Instrument	2023106415
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1712 BARNES AVE # 1, 1, BRONX, NY 10462-3911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 HUNT AVE, BRONX, NY 10462-3991
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Winter Springs City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,875.00 (+33.35%)	$177,650 (+13.66%) Building $177,650	$177,650 (+13.66%) Building $177,650
2023	$2,156.00 (+13.24%)	$156,300 (+20.87%)	$156,300 (+20.69%) Building $156,300
2022	$1,904.00	$129,310	$129,510 Building $129,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1995–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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