40 Mill St, Apt 7, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 40 Mill St, Apt 7, Bloomfield, NJ 07003

Property Summary

Property Type	Condominium
Details	1 bd · 1,112 sqft · built 1929
Lot Size	0.119 acres (5,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Feb 2026)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00781-0000-00001-0000-C0007`

Property Details

APN / Parcel Number

Primary APN	`02-00781-0000-00001-0000-C0007`
Alternative APN	`0200781000000001C0007`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Units	8 Units
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Condo/Apartment
Lot Area	5,192 sqft (0.119 acres)
Lot Dimensions	88 ft deep x 59 ft wide

Location & Zoning

Old Parcel Number	0200781000000001C0007
Street Address	40 MILL ST, 7
City	BLOOMFIELD
State	NJ
Zip	07003-3933
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1B
Legal Description	59X88
Legal Subdivision	MILL STREET COMMONS CONDO
Legal Block	781
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1008
Census Tract	15100

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 MILL ST, 7, BLOOMFIELD, NJ 07003-3933
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 17, 2023	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Nov 21, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	202611570
Prior Transfer Date	Jun 8, 1993
Prior Transfer Doc	5263000590
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 24, 2026
Property Address	40 MILL ST APT 7, 7, BLOOMFIELD, NJ 07003-3933
Document Number	0000011570
Instrument Date	Jan 24, 2026
Instrument	2026011570
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 JASSAMINE WAY, FORT LEE, NJ 07024-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILL ST APT 7, 7, BLOOMFIELD, NJ 07003-3933

Mortgage

Document Number	0000011571
Date	Feb 24, 2026
Instrument	2026011571

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 17, 2023
Property Address	40 MILL ST APT 7, 7, BLOOMFIELD, NJ 07003-3933
Document Number	0000029528
Map Reference	MB 5032 PG 351
Instrument Date	Apr 24, 2023
Instrument	2023029528
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85 BOUND BROOK RD, PARSIPPANY, NJ 07054-2532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILL ST APT 5, 5, BLOOMFIELD, NJ 07003-3933

Mortgage

Document Number	0000029529
Date	May 17, 2023
Instrument	2023029529

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 21, 2022
Property Address	40 MILL ST APT 7, 7, BLOOMFIELD, NJ 07003-3933
Document Number	0000101509
Instrument Date	Jun 8, 2022
Instrument	2022101509
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 W 112TH ST # ST1W, ST1W, NEW YORK, NY 10026-3513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILL ST APT 7, 7, BLOOMFIELD, NJ 07003-3933

Mortgage

Document Number	0000101510
Date	Nov 21, 2022
Instrument	2022101510

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,100 (-) Land $70,000 Building $106,100	$176,100 (-) Land $70,000 Building $106,100
2025	$6,144.00 (+2.86%)	$176,100 (-) Land $70,000 Building $106,100	$176,100 (-) Land $70,000 Building $106,100
2024	$5,973.00 (+5.94%)
2023		$176,100 Land $70,000 Building $106,100	$176,100 Land $70,000 Building $106,100
2022	$5,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1991–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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