40 Mill St, Apt 2, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 40 Mill St, Apt 2, Bloomfield, NJ 07003

Property Summary

Property Type	Condominium
Details	375 sqft · built 1929
Lot Size	0.119 acres (5,192 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Jan 2022)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00781-0000-00001-0000-C0002`

Property Details

APN / Parcel Number

Primary APN	`02-00781-0000-00001-0000-C0002`
Alternative APN	`0200781000000001C0002`

Interior

Units	8 Units
Building Area	375 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Condo/Apartment
Lot Area	5,192 sqft (0.119 acres)
Lot Dimensions	88 ft deep x 59 ft wide

Location & Zoning

Old Parcel Number	0200781000000001C0002
Street Address	40 MILL ST, 2
City	BLOOMFIELD
State	NJ
Zip	07003-3933
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1B
Legal Description	59X88
Legal Subdivision	MILL STREET COMMONS
Legal Block	781
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1008
Census Tract	15100

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 MILL ST, 2, BLOOMFIELD, NJ 07003-3933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 7, 2022	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit EXCEL FIN'L
Feb 7, 2018	Trustee's Deed, Construction Loan · Construction Mortgage JAMES DELUCA
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage JAMES DELUCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Dec 22, 2016 · Amount on Record
Deed Document Number	20221994
Prior Transfer Date	Jan 1, 1990
Prior Transfer Doc	5165000424
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 MILL ST APT 2, 2, BLOOMFIELD, NJ 07003-3933
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILL ST 2, 2, BLOOMFIELD, NJ 07003-3933

Mortgage

Document Number	0000060161
Date	Sep 23, 2025
Instrument	2025060161

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 7, 2022
Property Address	40 MILL ST APT 2, 2, BLOOMFIELD, NJ 07003-3933
Document Number	0000001994
Instrument Date	Dec 28, 2021
Instrument	2022001994
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 KENZEL AVE, 125, NUTLEY, NJ 07110-1043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILL ST APT 2, 2, BLOOMFIELD, NJ 07003-3933

Mortgage

Document Number	0000001995
Date	Jan 7, 2022
Instrument	2022001995

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 MILL ST APT 2, 2, BLOOMFIELD, NJ 07003-3933
Document Number	0000094906
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 MILL ST #2 BLOOMFIELD NJ 070033933, 2, BLOOMFIELD, NJ 07003-3933

Mortgage

Document Number	0000094906
Date	Nov 1, 2018
Instrument	94906

Lender

Name	EXCEL FIN'L
Type	Funding / Finance Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 7, 2018
Property Address	40 MILL ST APT 2, 2, BLOOMFIELD, NJ 07003-3933
Instrument Date	Jan 19, 2018
Instrument	11196
Transaction Type	Construction Loan
Record Updated	Apr 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILL ST #2 BLOOMFIELD NJ 070033933, 2, BLOOMFIELD, NJ 07003-3933

Mortgage

Document Number	0000011196
Date	Feb 7, 2018
Instrument	11196

Lender

Name	JAMES DELUCA
Address	739 EDWARDS RD, PARSIPPANY, NJ 07054-4298

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 6, 2019

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	40 MILL ST APT 2, 2, BLOOMFIELD, NJ 07003-3933
Document Number	0000011199
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MILL ST BLOOMFIELD NJ 070033933, BLOOMFIELD, NJ 07003-3933

Mortgage

Document Number	0000011199
Date	Feb 7, 2018
Instrument	11199

Lender

Name	JAMES DELUCA
Address	739 EDWARDS RD, PARSIPPANY, NJ 07054-4298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,700 (-) Land $60,000 Building $59,700	$119,700 (-) Land $60,000 Building $59,700
2025	$4,176.00 (+2.86%)	$119,700 (-) Land $60,000 Building $59,700	$119,700 (-) Land $60,000 Building $59,700
2024	$4,060.00 (+7.46%)
2023		$119,700 Land $60,000 Building $59,700	$119,700 Land $60,000 Building $59,700
2022	$3,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1991–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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