Middlesex County and Marlborough City property record for 40 Memory Ln, Marlborough, MA 01752
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,220 sqft · built 1954 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $356,000 (Jun 2006) |
| Tax Bill | $6,484 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 81632 |
| Primary APN | 81632 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 3,648 sqft |
| Basement Area | 1,464 sqft |
| Finished Basement | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,757 sqft (1.28 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 81632 |
|---|---|
| Street Address | 40 MEMORY LN |
| City | MARLBOROUGH |
| State | MA |
| Zip | 01752-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Block | 29 |
| Jurisdiction | MARLBOROUGH MA |
| Township / Civil Division | MARLBOROUGH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 321400 |
Source: Middlesex County and Marlborough City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 MEMORY LN, MARLBOROUGH, MA 01752-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 11, 2017 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 19, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FIDELITY COOPERATIVE BANK |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC |
| Oct 5, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2006 · Amount on Record |
| Deed Sale | Jun 27, 2006 · Amount on Record |
| Prior Sale | Jan 10, 1997 · Amount on Record |
| Deed Document Number | 2006120133 |
| Deed Book / Page | 47707 / 153 |
| Transfer Doc | 70036-81 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 40 MEMORY LN, MARLBOROUGH, MA 01752-1826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 68975-354 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 68975/354 |
| Instrument | 34252 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 40 MEMORY LN, MARLBOROUGH, MA 01752-1826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69913-209 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 69913/209 |
| Instrument | 147044 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 40 MEMORY LN, MARLBOROUGH, MA 01752-1826 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72953-180 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 72953/180 |
| Instrument | 103350 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 40 MEMORY LN, MARLBOROUGH, MA 01752-1826 |
| Document Number | 75066-173 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40 MEMORY LN MARLBOROUGH MA 017521826, MARLBOROUGH, MA 01752-1826 |
| Document Number | 75066-173 |
|---|---|
| Date | Jul 8, 2020 |
| Book Page | 075066/000173 |
| Instrument | 109062 |
| Name | ROSS MTG CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 7, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Recording Date | Oct 5, 2017 |
| Property Address | 40 MEMORY LN, MARLBOROUGH, MA 01752-1826 |
| Document Number | 70036-81 |
| Book / Page | 070036 / 000081 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 1370 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 MEMORY LN MARLBOROUGH MA 017521826, MARLBOROUGH, MA 01752-1826 |
Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Marlborough City |
| Unified School District | Marlborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,484.00 (-2.47%) | $657,600 (+1.29%) Land $240,000 Building $417,600 | $637,165 (+4.29%) |
| 2024 | $6,648.00 (+4.09%) | $649,200 (+17.29%) Land $218,200 Building $431,000 | $610,945 |
| 2023 | $6,387.00 | $553,500 Land $189,000 Building $364,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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