Middlesex County and Marlborough City property record for 23 Memory Ln, Marlborough, MA 01752
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,838 sqft · built 1955 |
| Lot Size | 0.362 acres (15,748 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jan 2017) |
| Tax Bill | $4,659 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 449017 |
| Primary APN | 449017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 3,096 sqft |
| Basement Area | 1,256 sqft |
| Unfinished Basement | 1,256 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,748 sqft (0.362 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 449017 |
|---|---|
| Street Address | 23 MEMORY LN |
| City | MARLBOROUGH |
| State | MA |
| Zip | 01752-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Block | 29B |
| Jurisdiction | MARLBOROUGH MA |
| Township / Civil Division | MARLBOROUGH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 321400 |
Source: Middlesex County and Marlborough City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 MEMORY LN, MARLBOROUGH, MA 01752-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Jul 29, 2022 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Jan 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SYNERGY ONE LENDING |
| Jan 31, 2017 | Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Prior Sale | May 21, 2015 |
| Deed Book / Page | 68842 / 383 |
| Transfer Doc | 068842-383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 23 MEMORY LN, MARLBOROUGH, MA 01752-1804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076637-189 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 76637/189 |
| Instrument | 3660 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 23 MEMORY LN, MARLBOROUGH, MA 01752-1804 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 080505-513 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 80505/513 |
| Instrument | 116027 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Property Address | 23 MEMORY LN, MARLBOROUGH, MA 01752-1804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73933-344 |
|---|---|
| Date | Jan 2, 2020 |
| Book Page | 73933/344 |
| Instrument | 85 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARLBOROUGH MA |
| Recording Date | Jan 31, 2017 |
| Property Address | 23 MEMORY LN, MARLBOROUGH, MA 01752-1804 |
| Document Number | 68842-383 |
| Book / Page | 068842 / 000383 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 17770 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,368.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 MEMORY LN MARLBOROUGH MA 017521804, MARLBOROUGH, MA 01752-1804 |
| Document Number | 68842-386 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 068842/000386 |
| Instrument | 17771 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Marlborough City |
| Unified School District | Marlborough School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,659.00 (+3.86%) | $472,500 (+7.85%) Land $225,700 Building $246,800 | $507,490 (+3.85%) |
| 2024 | $4,486.00 (-5.34%) | $438,100 (+6.67%) Land $205,100 Building $233,000 | $488,680 |
| 2023 | $4,739.00 | $410,700 Land $174,900 Building $235,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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