40 McCarthy St, Tupper Lake, NY 12986 Property Records

Franklin County and Tupper Lake Town property record for 40 McCarthy St, Tupper Lake, NY 12986

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1940
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Feb 2021)
Tax Bill$1,448 (2026)
Deeds & MortgagesFeb 2021 Sale
Sep 2018 Sale
APN162001 480.74-2-2

Property Details

APN / Parcel Number

Primary APN162001 480.74-2-2
Alternative APNs
  • 200148007400020020000000
  • 133900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1970
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions200 ft deep x 54 ft wide

Exterior Amenities

PorchSlab
Porch Area68 sqft
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number133900
Street Address40 MCCARTHY ST
CityTUPPER LAKE
StateNY
Zip12986-1249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK92 GL84 LOT16
Legal Block2
Legal Lot Number2.000
JurisdictionFRANKLIN NY
Township / Civil DivisionTUPPER LAKE
Census Block Group2
Census Block2017
Census Tract951100

Owner

40 McCarthy St is owned and occupied by an individual who bought it in February 2021.

Source: Franklin County and Tupper Lake Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address40 MCCARTHY ST, TUPPER LAKE, NY 12986-1249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Warranty Deed, Transfer
Sep 21, 2018Warranty Deed, Transfer
ETNA ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2021 · Amount on File
Deed SaleFeb 23, 2021 · Amount on File
Deed Document Number2021909
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateFeb 23, 2021
Property Address40 MCCARTHY ST, TUPPER LAKE, NY 12986-1249
Document Number0000000909
Instrument DateJan 15, 2021
Instrument2021-909
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MCCARTHY ST, TUPPER LAKE, NY 12986-1249

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateSep 21, 2018
Property Address40 MCCARTHY ST, TUPPER LAKE, NY 12986-1249
Document Number0000004410
Instrument DateAug 29, 2018
Instrument4410
Transaction TypeTransfer
Record UpdatedNov 6, 2018
Title CompanyETNA ABSTRACT

Transaction

AmountAmount on Record
Tax$40.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address36 MCCARTHY ST TUPPER LAKE NY 129861249, TUPPER LAKE, NY 12986-1249

Tax Assessment & Valuation

The 2026 property tax bill for 40 McCarthy St was $1,448, up 6.2% from the year before.

Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionTupper Lake Town
MunicipalityTupper Lake Village
Unified School DistrictTupper Lake Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,448.00 (+6.16%)
2025$1,364.00$33,100 Land $12,000 Building $21,100$55,167 Land $20,000 Building $35,167
2023$33,100 Land $12,000 Building $21,100$47,286 Land $17,143 Building $30,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 40 McCarthy St; there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 McCarthy St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTUPPER LAKE V
serves 5,500 people · EPA ID NY1600012
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Jan 2022
Total trihalomethanes
not recorded as resolved · Jan 2021
Failure to filter
resolved · Apr 2010
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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