Somerset County and Franklin Township property record for 40 Main St, Franklin, NJ 07416
| Property Type | Single Family Home |
|---|---|
| Details | 1,638 sqft · built 1970 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Mar 2006) |
| Tax Bill | $8,416 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00172-0000-00001 |
| Primary APN | 08-00172-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,638 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Street Address | 40 MAIN ST |
|---|---|
| City | FRANKLIN |
| State | NJ |
| Zip | 07416-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | ADDITIONAL LOTS: L2-4 |
| Legal Subdivision | NEW BRUNSWICK HM EXT CO INC |
| Legal Block | 172 |
| Legal Lot Number | 1 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 53300 |
40 Main St is owned by an individual who bought it in March 2006.
Source: Somerset County and Franklin Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 MAIN ST, SOMERSET, NJ 08873-2618 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2006 · Amount on File |
| Deed Sale | Mar 29, 2006 · Amount on File |
| Prior Sale | Mar 29, 2006 · Amount on File |
| Deed Book / Page | 5876 / 89 |
| Prior Transfer Date | Mar 27, 2006 |
| Prior Transfer Doc | 0000019793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 40 MAIN ST, SOMERSET, NJ 08873 |
| Document Number | 0000011965 |
| Instrument Date | Apr 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 MAIN ST PEAPACK NJ 07977, PEAPACK, NJ 07977 |
| Document Number | 0000011965 |
|---|---|
| Date | Apr 11, 2019 |
| Book Page | 007110/002571 |
| Instrument | 11965 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 40 Main St was $8,416, up 10.8% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,900 (+6.28%) Land $220,000 Building $287,900 | $507,900 (+6.28%) Land $220,000 Building $287,900 | |
| 2025 | $8,416.00 (+10.77%) | $477,900 Land $190,000 Building $287,900 | $477,900 Land $190,000 Building $287,900 |
| 2024 | $7,598.00 | ||
| 2023 | $387,000 Land $190,000 Building $197,000 | $387,000 Land $190,000 Building $197,000 | |
| 2022 | $7,516.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Optimum.
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