40 Madeline Dr, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 40 Madeline Dr, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2019
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Oct 2023)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:026 L:010-04`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:026 L:010-04`
Alternative APNs	`M:026 L:010=04` `3923`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	71,003 sqft (1.63 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	3923
Street Address	40 MADELINE DR
City	OAKLAND
State	ME
Zip	04963-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	10-4
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Oakland Town records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	40 MADELINE DR, OAKLAND, ME 04963-5145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NEW DIMENSIONS FEDERAL CREDIT UNION
Sep 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DOWN EAST CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Deed Document Number	202321223
Deed Book / Page	14895 / 35
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Oct 20, 2023
Property Address	40 MADELINE DR, OAKLAND, ME 04963-5145
Document Number	2023021223
Book / Page	14895 / 35
Instrument Date	Oct 20, 2023
Instrument	2023021223
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 WOOSTER HILL RD, ROME, ME 04963-3017

Mortgage

Document Number	2023021224
Date	Oct 20, 2023
Instrument	2023021224

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND ME
Property Address	40 MADELINE DR, OAKLAND, ME 04963-5145
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019022470
Date	Sep 27, 2019
Book Page	13348/329
Instrument	2019022470

Lender

Name	DOWN EAST CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

Tax Assessment & Valuation

Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 (+6.85%)	$169,800 (-) Land $29,200 Building $140,600
2024	$2,482.00 (+13.85%)	$169,800 (+12.15%) Land $29,200 Building $140,600
2023	$2,180.00 (-1.36%)	$151,400 (+17.82%) Land $29,200 Building $122,200	$267,045
2022	$2,210.00	$128,500 Land $26,600 Building $101,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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