12 Madeline Dr, Oakland, ME 04963 Property Records

Kennebec County and Oakland Town property record for 12 Madeline Dr, Oakland, ME 04963

Property Summary

Property Type	Single Family Home
Details	924 sqft
Lot Size	5.28 acres (229,997 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Apr 2024)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKL M:026 L:010-01`

Property Details

APN / Parcel Number

Primary APN	`OAKL M:026 L:010-01`
Alternative APNs	`M:026 L:010=01` `3680`

Interior

Building Area	924 sqft Living Area

Exterior

Architectural Style	Mobile Home
Lot Area	229,997 sqft (5.28 acres)

Location & Zoning

Account Number	3680
Street Address	12 MADELINE DR
City	OAKLAND
State	ME
Zip	04963-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL.
Legal Lot Number	10-1
Jurisdiction	OAKLAND ME
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1002
Census Tract	25001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Madeline Dr is owned by two individuals who bought it in April 2024.

Source: Kennebec County and Oakland Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 FRANKWOOD DR, WINSLOW, ME 04901-7625
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 18, 2022	Warranty Deed, Transfer · FHA Mortgage CUSO HOME LENDING
Aug 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Mar 18, 2022 · Amount on File
Deed Book / Page	15036 / 26
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Apr 30, 2024
Property Address	12 MADELINE DR, OAKLAND, ME 04963-5145
Document Number	2024008201
Book / Page	15036 / 26
Instrument Date	Apr 29, 2024
Instrument	2024008201
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13 FRANKWOOD DR, WINSLOW, ME 04901-7625

Mortgage

Document Number	2024008202
Date	Apr 30, 2024
Instrument	2024008202

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Mar 18, 2022
Property Address	12 MADELINE DR, OAKLAND, ME 04963-5145
Document Number	2022006419
Book / Page	14388 / 306
Instrument Date	Mar 16, 2022
Instrument	2022006419
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	49 CENTRAL ST # 4, 4, GARDINER, ME 04345-2404

Mortgage

Document Number	2022006420
Date	Mar 18, 2022
Instrument	2022006420

Lender

Name	CUSO HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND ME
Recording Date	Aug 2, 2017
Property Address	12 MADELINE DR, OAKLAND, ME 04963-5145
Document Number	2017017494
Book / Page	12678 / 0323
Instrument	2017017494
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12 Madeline Dr was $1,242, up 6.9% from the year before.

Source: Kennebec County and Oakland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Oakland Town
Unified School District	Regional School Unit 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,242.00 (+6.88%)	$79,500 (-) Land $36,100 Building $43,400
2024	$1,162.00 (+9.21%)	$79,500 (+7.58%) Land $36,100 Building $43,400
2023	$1,064.00 (-3.8%)	$73,900 (+14.93%) Land $36,100 Building $37,800
2022	$1,106.00	$64,300 Land $32,800 Building $31,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Madeline Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Madeline Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY OAKLAND DIVISION private · serves 2,873 people · EPA ID ME0091190
Water Source	Purchased surface water from KENNEBEC WATER DISTRICT
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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