40 Lynch St, Elgin, IL 60123 Property Records

Kane County property record for 40 Lynch St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,820 sqft · built 1953
Lot Size	0.111 acres (4,844 sqft)
Owner	Company Name on Record
Last Sale	$247,000 (Jan 2003)
Tax Bill	$10,530 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-14-403-016`

Property Details

APN / Parcel Number

Primary APN	`06-14-403-016`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	4,230 sqft
Basement Area	1,410 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Lot Area	4,844 sqft (0.111 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40 LYNCH ST
City	ELGIN
State	IL
Zip	60123-5477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKINS & PECKS ADDN SOUTH 48 FT OF LOT 15 BLOCK 1
Legal Subdivision	HAWKINS&PECKS ADDN
Legal Block	1
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	414 BOWEN CT, 1, ELGIN, IL 60120-6880
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2003 · Amount on Record
Deed Sale	Jan 14, 2003 · Amount on Record
Prior Sale	Oct 16, 2000 · Amount on Record
Deed Document Number	20036817
Last Transfer Date	Mar 22, 2012
Transfer Doc	0000018463
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 20, 2026
Property Address	40 LYNCH ST, ELGIN, IL 60123-5477
Document Number	0000007017
Instrument Date	Oct 1, 2025
Instrument	2026K007017
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 BOWEN CT APT 1, 1, ELGIN, IL 60120-6880

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,530.00 (+3.5%)	$138,037 (+8.57%) Land $15,661 Building $122,376	$414,277 (+8.57%) Land $47,002 Building $367,275
2024	$10,174.00 (+21.86%)	$127,141 (+32.04%) Land $14,425 Building $112,716	$381,576 (+32.09%) Land $43,292 Building $338,283
2022	$8,349.00 (+3.96%)	$96,293 (+6.96%) Land $11,883 Building $84,410	$288,879 (+6.96%) Land $35,649 Building $253,230
2021	$8,031.00	$90,027 Land $11,110 Building $78,917	$270,081 Land $33,330 Building $236,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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