Sumter County property record for 40 Lowerlake Ct, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,976 sqft · built 2013 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Jul 2020) |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-04-02-020 |
| Primary APN | 186-04-02-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,976 sqft Living Area |
| 1st Floor Area | 2,612 sqft |
| Upper Floors Area | 364 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 120 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19258 |
|---|---|
| Old Parcel Number | 186 04 02 020 |
| Street Address | 40 LOWERLAKE CT |
| City | SUMTER |
| State | SC |
| Zip | 29150-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 71 .86 AC |
| Legal Subdivision | STILLWATER PH II SEC 1 |
| Legal Lot Number | 71 88 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1803 |
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Nov 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 23, 2020 | Deed, Transfer · VA Mortgage PENTAGON FCU |
| Jun 20, 2017 | Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Jun 20, 2017 · Amount on Record |
| Deed Document Number | 0012712535 |
| Deed Book / Page | 1271 / 2535 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 40 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | FAMS |
| Name | Verified Name |
|---|
| Document Number | 0012965483 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 1296/5483 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 5, 2020 |
| Property Address | 40 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012760373 |
| Book / Page | 001276 / 000373 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | S LOWERLAKE CT SUMTER SC 29150, SUMTER, SC 29150 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 23, 2020 |
| Property Address | 40 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012712535 |
| Book / Page | 1271 / 2535 |
| Map Reference | MB PB2013 PG 63 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,535.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012712539 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 1271/2539 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 20, 2017 |
| Property Address | 40 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012340711 |
| Book / Page | 1234 / 0711 |
| Map Reference | MB 2013 PG 63 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012340715 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 1234/0715 |
| Name | SYNOVUS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2037 |
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62.00 (+10.71%) Homeowner's exemption | $16,063 (+0.02%) Land $1,600 Building $14,463 | $401,585 (-) Land $40,000 Building $361,585 |
| 2023 | $16,060 (-) Land $1,600 Building $14,460 | $401,585 (-) Land $40,000 Building $361,585 | |
| 2022 | $56.00 | $16,060 Land $1,600 Building $14,460 | $401,585 Land $40,000 Building $361,585 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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