Sumter County property record for 20 Lowerlake Ct, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,941 sqft · built 2020 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $31,040 (Jun 2019) |
| Tax Bill | $2,772 (2025) |
| Deeds & Mortgages | Aug 2019 Construction Loan Apr 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-04-02-018 |
| Primary APN | 186-04-02-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,941 sqft Living Area |
| 1st Floor Area | 2,351 sqft |
| Upper Floors Area | 590 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 30,056 sqft (0.689 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 534 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19256 |
|---|---|
| Old Parcel Number | 186 04 02 018 |
| Street Address | 20 LOWERLAKE CT |
| City | SUMTER |
| State | SC |
| Zip | 29150-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 73 .69 AC |
| Legal Subdivision | STILLWATER SUB |
| Legal Lot Number | 73 69 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1803 |
20 Lowerlake Ct is owned and occupied by two individuals who bought it in June 2019.
Source: Sumter County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2019 | Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK |
| Apr 8, 2020 | Loan Modification, Mortgage AMERIS BK |
| Apr 9, 2019 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BK |
| Jun 10, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on File |
| Deed Sale | Jun 10, 2019 · Amount on File |
| Prior Sale | Apr 9, 2019 · Amount on File |
| Deed Document Number | 0012561620 |
| Deed Book / Page | 1256 / 1620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 20 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012585863 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 1258/5863 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 20 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012671473 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 LOWERLAKE CT SUMTER SC 29150, SUMTER, SC 29150 |
| Document Number | 0012671473 |
|---|---|
| Date | Apr 9, 2020 |
| Book Page | 001267/001473 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.49% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 9, 2019 |
| Property Address | 20 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012541405 |
| Book / Page | 1254 / 1405 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116.55 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012541408 |
|---|---|
| Date | Apr 9, 2019 |
| Instrument | 1254/1408 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 20 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012561623 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 LOWERLAKE CT SUMTER SC 29150, SUMTER, SC 29150 |
| Document Number | 0012561623 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 001256/001623 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 9, 2024 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 10, 2019 |
| Property Address | 20 LOWERLAKE CT, SUMTER, SC 29150-8508 |
| Document Number | 0012561620 |
| Book / Page | 001256 / 001620 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $114.85 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20 LOWERLAKE CT SUMTER SC 29150, SUMTER, SC 29150 |
The 2025 property tax bill for 20 Lowerlake Ct was $2,772.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,772.00 | $14,580 Land $1,375 Building $13,205 | $370,152 Land $40,000 Building $330,152 |
| 2023 | $14,810 (-) Land $1,600 Building $13,210 | $370,152 (-) Land $40,000 Building $330,152 | |
| 2022 | $2,678.00 | $14,810 Land $1,600 Building $13,210 | $370,152 Land $40,000 Building $330,152 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Lowerlake Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Lowerlake Ct is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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