40 Loving Rd, Morganton, GA 30560 Property Records

Fannin County property record for 40 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,154 sqft · built 2006
Lot Size	4.05 acres (176,418 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Dec 2025)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0024 141`

Property Details

APN / Parcel Number

Primary APN	`0024 141`
Alternative APN	`3103`

Interior

Full Baths	2 Baths
Plumbing Fixtures	37 Plumbing Fixtures
Stories	1 Story
Building Area	2,154 sqft Heated Area
1st Floor Area	2,154 sqft
Basement Area	2,154 sqft
Unfinished Basement	2,154 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	176,418 sqft (4.05 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	528 sqft
Carport	Carport
Carport Area	576 sqft
Porch	Open Porch
Porch Area	92 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3103
Old Parcel Number	0024141
Street Address	LOVING RD
City	MORGANTON
State	GA
Zip	30560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	8-1 LL287 DB1583-596* 4.05 ACS
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2025
Census Tract	101

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	293 MURPHY HWY, MINERAL BLUFF, GA 30559-2906
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed of Trust, Mortgage · Line of Credit PIEDMONT BANK
Dec 23, 2025	Warranty Deed, Transfer
Dec 8, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Dec 8, 2023 · Amount on Record
Deed Document Number	0001682146
Deed Book / Page	1682 / 146
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	LOVING RD, MORGANTON, GA 30560
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LOVING RD, MORGANTON, GA 30560-3212

Mortgage

Document Number	0000001624/0000000232
Date	Oct 28, 2024
Book Page	0000001624/0000000232

Lender

Name	PIEDMONT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 23, 2025
Property Address	LOVING RD, MORGANTON, GA 30560
Document Number	001682/146
Book / Page	1682 / 146
Instrument Date	Dec 23, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$5.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MURPHY HWY, MINERAL BLUFF, GA 30559-2906

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 8, 2023
Property Address	LOVING RD, MORGANTON, GA 30560
Document Number	001583/596
Book / Page	1583 / 596
Instrument Date	Dec 8, 2023
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 MURPHY HWY, MINERAL BLUFF, GA 30559-2906

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Municipality	Morganton City
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00 (+0.23%)	$235,900 (+1.23%) Land $42,606 Building $193,294	$589,749 (+1.23%) Land $106,515 Building $483,234
2024	$2,135.00 (-11.74%)	$233,028 (+13.83%) Land $47,340 Building $185,688	$582,570 (+13.83%) Land $118,350 Building $464,220
2023		$204,716 (+18.65%) Land $47,340 Building $157,376	$511,790 (+18.65%) Land $118,350 Building $393,440
2022	$2,419.00 Homeowner's exemption	$172,532 Land $13,320 Building $159,212	$431,330 Land $33,300 Building $398,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTON serves 1,768 people · EPA ID GA1110003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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