284 Loving Rd, Morganton, GA 30560 Property Records

Fannin County property record for 284 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,752 sqft · built 1997
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Oct 2020)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0024 075B`

Property Details

APN / Parcel Number

Primary APN	`0024 075B`
Alternative APN	`17258`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,752 sqft Heated Area
1st Floor Area	2,752 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,376 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling
Garage Area	672 sqft
Porch	Slab
Deck Area	684 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17258
Street Address	284 LOVING RD
City	MORGANTON
State	GA
Zip	30560-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL287 DB1407-513* 1.01 AC
Legal Subdivision	ZONE 5 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2023
Census Tract	50500

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 LOVING RD, MORGANTON, GA 30560-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage SYNOVUS BANK
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT COM
Oct 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	20202736
Deed Book / Page	1380 / 390
Prior Transfer Date	Nov 4, 2005
Prior Transfer Doc	000679/740
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	284 LOVING RD, MORGANTON, GA 30560-3213
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 LOVING RD, MORGANTON, GA 30560-3213

Mortgage

Document Number	0000001524/0000000746
Date	Sep 13, 2022
Book Page	0000001524/0000000746

Lender

Name	SYNOVUS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 13, 2020
Property Address	284 LOVING RD, MORGANTON, GA 30560-3213
Document Number	001380/390
Book / Page	1380 / 390
Instrument Date	Oct 13, 2020
Instrument	2020-002736
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 LOVING RD, MORGANTON, GA 30560-3213

Mortgage

Document Number	0000001380/0000000392
Date	Oct 25, 2020
Book Page	0000001380/0000000392

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 13, 2020
Property Address	284 LOVING RD, MORGANTON, GA 30560-3213
Document Number	001407/513
Book / Page	1407 / 513
Instrument Date	Oct 13, 2020
Instrument	2020-002737
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 LOVING RD, MORGANTON, GA 30560-3213

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00 (-17.88%) Homeowner's exemption	$182,709 (+52.05%) Land $4,339 Building $178,370	$456,772 (+52.05%) Land $10,847 Building $445,925
2023		$120,160 (-1.28%) Land $4,339 Building $115,822	$300,401 (-1.28%) Land $10,847 Building $289,554
2022	$1,706.00 Homeowner's exemption	$121,720 Land $4,339 Building $117,381	$304,299 Land $10,847 Building $293,452

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: TDS Telecom.

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