Kent County property record for 40 Lone Tree Dr, Camden, DE 19934
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,564 sqft · built 2005 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Sep 2025) |
| Tax Bill | $1,418 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-02-094.04-01-28.00-000 |
| Primary APN | 7-02-094.04-01-28.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 3,704 sqft |
| Basement Area | 1,140 sqft |
| Unfinished Basement | 1,140 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Lot Dimensions | 211 ft deep x 66.8 ft wide |
| Garage Type | Finished |
| Garage Area | 394 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 78221 |
|---|---|
| Old Parcel Number | NM02094.040128.00/000 |
| Street Address | 40 LONE TREE DR |
| City | CAMDEN |
| State | DE |
| Zip | 19934-4736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | NEWELL'S CREEK SUBD LOT 28 40 LONE TREE DR |
| Legal Subdivision | NEWELLS CREEK |
| Legal Lot Number | 28 40 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 41701 |
Source: Kent County assessment roll, as of February 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Sep 15, 2025 | Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 9, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Jul 9, 2021 · Amount on Record |
| Deed Document Number | 2025-520987 |
| Deed Book / Page | 13770 / 251 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000412319 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 10902/112 |
| Instrument | 2021-412319 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 15, 2025 |
| Property Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Document Number | 0000520987 |
| Book / Page | 13770 / 251 |
| Map Reference | MB 62 PG 83 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 2025-520987 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Name | Verified Name |
|---|---|
| Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Document Number | 0000520988 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-520988 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 9, 2021 |
| Property Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Document Number | 0000423528 |
| Book / Page | 11210 / 199 |
| Map Reference | MB 8176 PG 187 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021-423528 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,276.93 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Document Number | 0000423529 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021-423529 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000368735 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 9754/252 |
| Instrument | 2019-368735 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 40 LONE TREE DR, CAMDEN, DE 19934-4736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000394166 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 10405/289 |
| Instrument | 2020-394166 |
| Name | OCEANSIDE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
Source: Kent County assessment roll, as of February 15, 2025
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Camden Town |
| Unified School District | Caesar Rodney School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $400,400 (+625.36%) Land $71,900 Building $328,500 | |
| 2023 | $1,418.00 | $55,200 Land $5,200 Building $50,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN PUMP DISTRICT serves 17,208 people · EPA ID DE0000124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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