16 Lone Tree Dr, Camden, DE 19934 Property Records

Kent County property record for 16 Lone Tree Dr, Camden, DE 19934

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,242 sqft · built 2005
Lot Size0.34 acres (14,810 sqft)
Owner2 Individuals on Record
Last Sale$410,000 (May 2023)
Tax Bill$1,562 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jul 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN7-02-094.04-01-26.00-000

Property Details

APN / Parcel Number

Primary APN7-02-094.04-01-26.00-000
Alternative APNs
  • NM02094.040126.00/000
  • 72083
  • 78219

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,242 sqft Living Area
Basement Area1,020 sqft
Finished Basement800 sqft
Unfinished Basement220 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions173 ft deep x 82.6 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area404 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number78219
Street Address16 LONE TREE DR
CityCAMDEN
StateDE
Zip19934-4736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNA
Legal DescriptionNEWELL'S CREEK SUBD LOT 26 16 LONE TREE DR
Legal SubdivisionNEWELLS CREEK
Legal Lot Number26
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group3
Census Block3018
Census Tract41701

Owner

Source: Kent County assessment roll, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address16 LONE TREE DR, CAMDEN, DE 19934-4736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2023Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 10, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 8, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 20, 2021Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2023 · Amount on Record
Deed SaleMay 8, 2023 · Amount on Record
Prior SaleApr 20, 2021 · Amount on Record
Deed Document Number2023473780
Deed Book / Page12481 / 134
Record UpdatedSep 20, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateMay 8, 2023
Property Address16 LONE TREE DR, CAMDEN, DE 19934-4736
Document Number0000473780
Book / Page12481 / 134
Map ReferenceMB 62 PG 83
Instrument DateMay 3, 2023
Instrument2023-473780
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16 LONE TREE DR, CAMDEN, DE 19934-4736

Mortgage

Document Number0000473781
DateMay 8, 2023
Instrument2023-473781
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address16 LONE TREE DR, CAMDEN, DE 19934-4736
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000321895
DateJul 10, 2017
Book Page8690/042
Instrument2017-321895
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term351 Months
DueOct 1, 2046

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address16 LONE TREE DR, CAMDEN, DE 19934-4736
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000387295
DateJun 8, 2020
Book Page10226/59
Instrument2020-387295
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term317 Months
DueNov 1, 2046

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateApr 20, 2021
Property Address16 LONE TREE DR, CAMDEN, DE 19934-4736
Document Number0000415648
Book / Page10999 / 314
Map ReferenceMB 62 PG 83
Instrument DateApr 16, 2021
Instrument2021-415648
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$8,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 LONE TREE DR, 16, CAMDEN, DE 19934-4736

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 23, APO, AP 96337

Mortgage

Document Number0000415649
DateApr 20, 2021
Instrument2021-415649
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityCamden Town
Unified School DistrictCaesar Rodney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,562.00 (+1.63%)$387,800 (+547.41%) Land $71,900 Building $315,900
2023$1,537.00$59,900 Land $5,200 Building $54,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMDEN PUMP DISTRICT
serves 17,208 people · EPA ID DE0000124
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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