40 Lloyd St, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 40 Lloyd St, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,137 sqft · built 1932
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Mar 2021)
Tax Bill	$6,189 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00319-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`05-00319-0000-00020`
Alternative APNs	`050031900020` `00008711`

Interior

Stories	1 Story
Building Area	1,137 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	200 ft deep x 40 ft wide

Location & Zoning

Account Number	00008711
Street Address	40 LLOYD ST
City	EDISON
State	NJ
Zip	08817-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	40X200
Legal Subdivision	TOWNSHIP/EDISON
Legal Block	319
Legal Lot Number	20
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1005
Census Tract	1803

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 LLOYD ST, EDISON, NJ 08817-5232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 25, 2021	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	202142315
Deed Book / Page	18360 / 1088
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	40 LLOYD ST, EDISON, NJ 08817-5232
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LLOYD ST, EDISON, NJ 08817-5232

Mortgage

Document Number	0000069809
Date	Nov 28, 2023
Book Page	19350/1318
Instrument	2023069809

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Apr 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 25, 2021
Property Address	40 LLOYD ST, EDISON, NJ 08817-5232
Document Number	2021042315
Book / Page	18360 / 1088
Instrument Date	Mar 18, 2021
Instrument	2021042315
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NOT AVAILABLE, FORTUNA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,504.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 FAIRFIELD RD, 47, EAST BRUNSWICK, NJ 08816-3649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LLOYD ST, EDISON, NJ 08817-5232

Mortgage

Document Number	2021042316
Date	Mar 25, 2021
Instrument	2021042316

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,000 (-) Land $65,400 Building $38,600	$104,000 (-) Land $65,400 Building $38,600
2025	$6,189.00 (-0.03%)	$104,000 (-) Land $65,400 Building $38,600	$104,000 (-) Land $65,400 Building $38,600
2024	$6,191.00 (+0.52%)
2023		$104,000 Land $65,400 Building $38,600	$104,000 Land $65,400 Building $38,600
2022	$6,159.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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