31 Lloyd St, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 31 Lloyd St, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1932
Lot Size	0.068 acres (2,971 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2021)
Tax Bill	$6,332 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05 00337-G-00004-P1`

Property Details

APN / Parcel Number

Primary APN	`05 00337-G-00004-P1`
Alternative APNs	`05-00337-07-00004-16` `0500337000G0000400P1` `00008985`

Interior

Stories	2 Stories
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Lot Area	2,971 sqft (0.068 acres)
Lot Dimensions	99 ft deep x 30 ft wide

Location & Zoning

Street Address	31 LLOYD ST
City	EDISON
State	NJ
Zip	08817-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	30X99
Legal Block	337.7
Legal Lot Number	4.16
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1004
Census Tract	1803

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 LLOYD ST, EDISON, NJ 08817-5252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Oct 1, 2018	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jan 11, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Oct 1, 2018 · Amount on Record
Deed Document Number	2021141347
Deed Book / Page	18712 / 1039
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	31 LLOYD ST, EDISON, NJ 08817-5252
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LLOYD ST, EDISON, NJ 08817-5252

Mortgage

Document Number	0000054090
Date	Apr 20, 2021
Book Page	18403/336
Instrument	2021054090

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Oct 1, 2048

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 1, 2018
Property Address	31 LLOYD ST, EDISON, NJ 08817-5252
Document Number	0000085699
Book / Page	17311 / 1320
Instrument Date	Sep 6, 2018
Instrument	201800085699
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,297.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 EDGEMOUNT RD, 7, EDISON, NJ 08817-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LLOYD ST, EDISON, NJ 08817-5252
Investor	Possibly a Property Investor

Mortgage

Document Number	0000085700
Date	Oct 1, 2018
Instrument	201800085700

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 11, 2018
Property Address	31 LLOYD ST, EDISON, NJ 08817-5252
Document Number	0000002458
Book / Page	017055 / 000871
Instrument Date	Jan 8, 2018
Instrument	2458
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 EDGEMOUNT RD EDISON NJ 088172904, EDISON, NJ 08817-2904

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,400 (-) Land $54,700 Building $51,700	$106,400 (-) Land $54,700 Building $51,700
2025	$6,332.00 (-0.02%)	$106,400 (-) Land $54,700 Building $51,700	$106,400 (-) Land $54,700 Building $51,700
2024	$6,333.00 (+0.49%)
2023		$106,400 Land $54,700 Building $51,700	$106,400 Land $54,700 Building $51,700
2022	$6,302.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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