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40 Light St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 40 Light St, Lynn, MA 01905

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,372 sqft · built 1900
Lot Size0.076 acres (3,315 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Jan 2020)
Tax Bill$6,826 (2025)
Deeds & MortgagesMar 2022 Mortgage
Aug 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB:036 L:784 S:026

Property Details

APN / Parcel Number

Primary APNB:036 L:784 S:026
Alternative APN
  • LYNN M:036 B:784 L:026

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,372 sqft Living Area
Gross Area3,878 sqft
Basement Area1,174 sqft
Unfinished Basement1,174 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1964
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area3,315 sqft (0.076 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address40 LIGHT ST
CityLYNN
StateMA
Zip01905-2727
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR4
Legal Block784
Legal Lot Number26
JurisdictionLYNN MA
Township / Civil DivisionLYNN
Census Block Group3
Census Block3003
Census Tract207100

Owner

Source: Essex County and Lynn City records · APN B:036 L:784 S:026

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 LIGHT ST, LYNN, MA 01905-2727
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · FHA Mortgage
MSA LENDING LLC
Aug 10, 2018Deed of Trust, Mortgage
LYNN CITY HOUSING
Jan 10, 2020Quit Claim Deed, Transfer · FHA Mortgage
MSA LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 10, 2020 · Amount on Record
Deed SaleJan 10, 2020 · Amount on Record
Prior SaleSep 26, 2001 · Amount on Record
Deed Book / Page38184 / 429
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address40 LIGHT ST, LYNN, MA 01905-2727
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number040804-443
DateMar 21, 2022
Book Page40804/443
Instrument20220321002760
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYNN MA
Property Address40 LIGHT ST, LYNN, MA 01905-2727
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36931-176
DateAug 10, 2018
Book Page36931/176
Instrument180810004660
Lender
NameLYNN CITY HOUSING
Agreement
AmountAmount Recorded

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYNN MA
Recording DateJan 10, 2020
Property Address40 LIGHT ST, LYNN, MA 01905-2727
Document Number38184-429
Book / Page38184 / 429
Instrument DateJan 07, 2020
Instrument20200110003400
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LIGHT ST, LYNN, MA 01905-2727
InvestorPossibly a Property Investor

Mortgage

Document Number200110003410
DateJan 10, 2020
Instrument200110003410
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLynn City
Unified School DistrictLynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,826.00 (+6.57%)$658,846 (+8.31%) Land $194,900 Building $463,946
2024$6,405.00 (+2.86%)$608,300 (+8.92%) Land $179,100 Building $429,200
2023$6,227.00$558,500 Land $159,500 Building $399,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092071003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (1986–2018)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2018 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile USA.

Based on FCC filings for 650 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3163000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLYNN WATER AND SEWER COMM
serves 101,253 people
Water SourceSurface water
Last State InspectionNov 2023
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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