38 Light St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 38 Light St, Lynn, MA 01905

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,570 sqft · built 1910
Lot Size	0.09 acres (3,942 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Mar 2018)
Tax Bill	$8,136 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`B:036 L:784 S:027`

Property Details

APN / Parcel Number

Primary APN	`B:036 L:784 S:027`
Alternative APN	`LYNN M:036 B:784 L:027`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,570 sqft Living Area
Gross Area	4,454 sqft
Basement Area	1,011 sqft
Unfinished Basement	1,011 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1965
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,942 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	38 LIGHT ST
City	LYNN
State	MA
Zip	01905-2755
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R4
Legal Block	784
Legal Lot Number	27
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3003
Census Tract	207100

Owner

Source: Essex County and Lynn City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 LIGHT ST, LYNN, MA 01905-2755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2018 · Amount on Record
Deed Sale	Mar 1, 2018 · Amount on Record
Prior Sale	Jan 30, 1992 · Amount on Record
Deed Book / Page	36561 / 518
Transfer Doc	036561-518
Record Updated	Oct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 1, 2018
Property Address	38 LIGHT ST, LYNN, MA 01905-2755
Document Number	36561-518
Book / Page	036561 / 000518
Instrument Date	Feb 28, 2018
Instrument	1803011240
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,371.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 LIGHT ST LYNN MA 019052727, LYNN, MA 01905-2727

Mortgage

Document Number	36561-520
Date	Mar 1, 2018
Book Page	036561/000520
Instrument	1803011250

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 29, 2048

Mortgage

Document Number	36561-542,
Date	Mar 1, 2018
Book Page	036561/000542
Instrument	1001260

Lender

Name	ROCKLAND TR

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,136.00 (+1.27%)	$785,300 (+2.92%) Land $198,600 Building $586,700
2024	$8,034.00 (+5.47%)	$763,000 (+11.7%) Land $182,400 Building $580,600
2023	$7,617.00	$683,100 Land $162,500 Building $520,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1986–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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