40 Laurel Ave, Kingston, NJ 08528 Property Records

Somerset County and Franklin Township property record for 40 Laurel Ave, Kingston, NJ 08528

Property Summary

Property Type	Single Family Home
Details	1,477 sqft · built 1931
Lot Size	0.262 acres (11,400 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2021)
Tax Bill	$9,581 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00001-02-00024`

Property Details

APN / Parcel Number

Primary APN	`08-00001-02-00024`
Alternative APNs	`0800001000200024` `0800001000000024`

Interior

Stories	2 Stories
Building Area	1,477 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	11,400 sqft (0.262 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0800001000000024
Street Address	40 LAUREL AVE
City	KINGSTON
State	NJ
Zip	08528-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10H
Legal Description	A
Legal Block	1.2
Legal Lot Number	24
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2006
Census Tract	53402

Owner

40 Laurel Ave is owned and occupied by two individuals who bought it in July 2021.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 LAUREL AVE, KINGSTON, NJ 08528-9012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Jun 2, 2016 · Amount on File
Deed Document Number	202146393
Deed Book / Page	7368 / 5
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 30, 2021
Property Address	40 LAUREL AVE, KINGSTON, NJ 08528-9012
Document Number	0000046393
Book / Page	7368 / 5
Instrument Date	Jun 21, 2021
Instrument	2021046393
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406A GENISTA PLZ, 406A, JAMESBURG, NJ 08831-7657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 LAUREL AVE, KINGSTON, NJ 08528-9012

Mortgage

Document Number	0000046394
Date	Jul 30, 2021
Instrument	2021046394

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40 Laurel Ave was $9,581, up 18.3% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$555,100 (-) Land $361,300 Building $193,800	$555,100 (-) Land $361,300 Building $193,800
2025	$9,581.00 (+18.34%)	$555,100 Land $361,300 Building $193,800	$555,100 Land $361,300 Building $193,800
2024	$8,096.00
2023		$403,900 Land $271,300 Building $132,600	$403,900 Land $271,300 Building $132,600
2022	$7,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Laurel Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1982–2021)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Laurel Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Laurel Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures