34 Laurel Ave, Kingston, NJ 08528 Property Records

Somerset County and Franklin Township property record for 34 Laurel Ave, Kingston, NJ 08528

Property Summary

Property Type	Single Family Home
Details	1,243 sqft · built 1925
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on File
Last Sale	$549,000 (Aug 2021)
Tax Bill	$9,124 (2025)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-00002-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`08-00002-0000-00001`
Alternative APN	`080000200001`

Interior

Stories	1 Story
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	5,271 sqft (0.121 acres)

Location & Zoning

Street Address	34 LAUREL AVE
City	KINGSTON
State	NJ
Zip	08528-9012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10H
Legal Block	2
Legal Lot Number	1
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2016
Census Tract	53402

Owner

34 Laurel Ave is owned and occupied by an individual who bought it in August 2021.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	34 LAUREL AVE, KINGSTON, NJ 08528-9012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Re-recorded Document KCT ABSTRACT LLC, CITY ABSTRACT LLC
Aug 16, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 6, 2017	Bargain and Sale Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Aug 16, 2021 · Amount on File
Deed Document Number	202152839
Deed Book / Page	7378 / 1662
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	0000052839
Record Updated	Sep 20, 2026

August 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SOMERSET NJ
Recording Date	Aug 31, 2021
Property Address	34 LAUREL AVE, KINGSTON, NJ 08528-9012
Document Number	0000052839
Book / Page	7378 / 1662
Instrument Date	Jul 30, 2021
Instrument	2021052839
Record Updated	Aug 18, 2022
Title Company	KCT ABSTRACT LLC, CITY ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2556 EATON RD, 2556, UNIVERSITY HEIGHTS, OH 44118-4364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAUREL AVE, KINGSTON, NJ 08528-9012

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 16, 2021
Property Address	34 LAUREL AVE, KINGSTON, NJ 08528-9012
Document Number	0000049695
Book / Page	7373 / 493
Instrument Date	Jul 30, 2021
Instrument	2021049695
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	KCT ABSTRACT LLC, CITY ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,645.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2556 EATON RD, 2556, UNIVERSITY HEIGHTS, OH 44118-4364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAUREL AVE, KINGSTON, NJ 08528-9012

Mortgage

Document Number	0000049696
Date	Aug 16, 2021
Instrument	2021049696

Lender

Name	ROCKET MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

March 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Mar 6, 2017
Property Address	34 LAUREL AVE, KINGSTON, NJ 08528-9012
Document Number	0000009525
Book / Page	6945 / 2003
Instrument Date	Jan 24, 2017
Instrument	2017009525
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12A MONTANA DR, 12A, WHITING, NJ 08759-1419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LAUREL AVE, KINGSTON, NJ 08528-9012

Mortgage

Document Number	0000009526
Date	Mar 6, 2017
Book Page	6945/2009
Instrument	2017009526

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 34 Laurel Ave was $9,124, up 18.9% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,600 (-) Land $337,700 Building $190,900	$528,600 (-) Land $337,700 Building $190,900
2025	$9,124.00 (+18.88%)	$528,600 Land $337,700 Building $190,900	$528,600 Land $337,700 Building $190,900
2024	$7,675.00
2023		$378,200 Land $252,200 Building $126,000	$378,200 Land $252,200 Building $126,000
2022	$6,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Laurel Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1982–2021)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Laurel Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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