St. Charles County property record for 40 Lark Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,165 sqft · built 1960 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,806 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 067510A000 |
| Primary APN | 067510A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,165 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 144 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 102 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 067510A000 |
|---|---|
| Street Address | 40 LARK AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MEADOW BROOK HILLS #2 LOT 40 |
| Legal Subdivision | MEADOW BROOK HILLS #2 |
| Legal Lot Number | 40 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 310301 |
40 Lark Ave is owned by a company that acquired it in August 2026.
Source: St. Charles County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3 CLOVER LN, SAINT CHARLES, MO 63301-0510 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST MID IL BANK AND TRUST |
| Aug 3, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Feb 27, 2023 | Warranty Deed, Transfer · Commercial Mortgage FCB BANKS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2026 |
| Deed Sale | Aug 3, 2026 |
| Prior Sale | Feb 27, 2023 · Amount on File |
| Deed Document Number | 202636521 |
| Prior Transfer Date | Jul 9, 2026 |
| Prior Transfer Doc | 0000036521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 5, 2026 |
| Property Address | 40 LARK AVE, SAINT CHARLES, MO 63301-0838 |
| Document Number | 0000037125 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202637125 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 3600 CANAL ST, SAINT CHARLES, MO 63301-8512 |
| Document Number | 0000037125, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202637125 |
| Name | FIRST MID IL BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 30, 2031 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 3, 2026 |
| Property Address | 40 LARK AVE, SAINT CHARLES, MO 63301-0838 |
| Document Number | 0000036521 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202636521 |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 3 CLOVER LN, SAINT CHARLES, MO 63301-0510 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 27, 2023 |
| Property Address | 40 LARK AVE, SAINT CHARLES, MO 63301-0838 |
| Document Number | 0000007141 |
| Map Reference | MB 5 PG 59 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023R-007141 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CLOVER LN, SAINT CHARLES, MO 63301-0510 |
| Document Number | 0000007142 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023R-007142 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 40 Lark Ave was $1,806.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,590 (-) | $150,474 (-) Land $45,000 Building $105,474 | |
| 2025 | $1,806.00 | $28,590 | $150,474 Land $45,000 Building $105,474 |
| 2023 | $23,936 | ||
| 2022 | $125,980 Land $35,000 Building $90,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Lark Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Lark Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures