St. Charles County property record for 28 Lark Ave, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 1960 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Oct 2020) |
| Tax Bill | $1,865 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 067400A000 |
| Primary APN | 067400A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Carport Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 80 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 067400A000 |
|---|---|
| Street Address | 28 LARK AVE |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MEADOW BROOK HILLS #2 LOT 28 |
| Legal Subdivision | MEADOW BROOK HILLS #2 |
| Legal Lot Number | 28 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 310301 |
28 Lark Ave is owned and occupied by an individual who bought it in October 2020.
Source: St. Charles County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 LARK AVE, SAINT CHARLES, MO 63301-0875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2020 | Warranty Deed, Transfer GOLDEN OAK LNDG |
| Jun 10, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage ACCESS CAPITAL FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | Oct 19, 2020 · Amount on File |
| Deed Document Number | 202078559 |
| Prior Transfer Date | Oct 9, 2020 |
| Prior Transfer Doc | 0000078559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 19, 2020 |
| Property Address | 28 LARK AVE, SAINT CHARLES, MO 63301-0875 |
| Document Number | 0000078560 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 78560 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 NEZ PERCE CT O FALLON MO 633687743, O FALLON, MO 63368-7743 |
| Document Number | 78561 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 78561 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 10, 2019 |
| Property Address | 28 LARK AVE, SAINT CHARLES, MO 63301-0875 |
| Document Number | 0070861817 |
| Book / Page | 7086 / 1817 |
| Map Reference | MB 5 PG 59 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 20190610000281210 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 LARK AVE, 28, SAINT CHARLES, MO 63301-0875 |
| Name | Verified Name |
|---|---|
| Address | 28 LARK AVE, SAINT CHARLES, MO 63301-0875 |
| Document Number | 20190610000281220 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 20190610000281220 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 28 Lark Ave was $1,865, up 10.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,530 (-) | $155,421 (-) Land $45,000 Building $110,421 | |
| 2025 | $1,865.00 (+10.88%) | $29,530 | $155,421 Land $45,000 Building $110,421 |
| 2024 | $1,682.00 | ||
| 2023 | $25,953 | ||
| 2022 | $136,593 Land $35,000 Building $101,593 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28 Lark Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–1983) |
| Most Recent Claim | May 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Lark Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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