40 Lantern Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 40 Lantern Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,049 sqft · built 1956
Lot Size	0.456 acres (19,870 sqft)
Owner	2 Trust Names on File
Tax Bill	$18,680 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELM M:74 P:000040 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:74 P:000040 S`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,049 sqft Living Area
Gross Area	2,722 sqft
1st Floor Area	1,986 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,870 sqft (0.456 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 LANTERN RD
City	BELMONT
State	MA
Zip	02478-1707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1014
Census Tract	357800

Owner

40 Lantern Rd is held in a trust since October 2024.

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	151 COOLIDES AVE, WATERTOWN, MA
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERTOWN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2009
Deed Sale	Jan 30, 2009
Prior Sale	Jul 18, 1996 · Amount on File
Deed Document Number	20091491177
Deed Book / Page	1365 / 1
Last Transfer Date	Oct 30, 2024
Transfer Doc	0001971935
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	40 LANTERN RD, BELMONT, MA 02478-1707
Document Number	0001854125
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 LANTERN RD BELMONT MA 024781707, BELMONT, MA 02478-1707

Mortgage

Document Number	0001854125
Date	Sep 23, 2020
Instrument	1854125

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2030

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	40 LANTERN RD, BELMONT, MA 02478-1707
Document Number	0000080558
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000080558
Date	Jan 26, 2018
Instrument	80558

Lender

Name	WATERTOWN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 25, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 40 Lantern Rd was $18,680.

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,680.00	$1,640,000 Land $885,000 Building $755,000	$1,531,780 (+2.72%)
2024			$1,491,215
2023	$17,197.00	$1,530,000 Land $1,041,000 Building $489,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Lantern Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Lantern Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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