25 Lantern Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 25 Lantern Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,602 sqft · built 2023
Lot Size	0.5 acres (21,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,575,000 (Dec 2024)
Tax Bill	$44,797 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:74 P:000032 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:74 P:000032 S`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,602 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	21,800 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	25 LANTERN RD
City	BELMONT
State	MA
Zip	02478-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1012
Census Tract	357800

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 LANTERN RD, BELMONT, MA 02478-1706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Oct 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MIDDLESEX FSLA
Oct 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Oct 28, 2022 · Amount on Record
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	1856240
Record Updated	Sep 20, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Dec 27, 2024
Property Address	25 LANTERN RD, BELMONT, MA 02478-1706
Document Number	0001969600
Instrument Date	Dec 27, 2024
Instrument	1969600
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25 LANTERN RD, BELMONT, MA 02478-1706

Mortgage

Document Number	0001969601
Date	Dec 27, 2024
Instrument	1969601

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2032
Max Rate At Change	2.75%
Index	Other

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 28, 2022
Property Address	25 LANTERN RD, BELMONT, MA 02478-1706
Document Number	0001925983
Instrument Date	Oct 28, 2022
Instrument	1925983
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SUSAN DR, READING, MA 01867-1239

Mortgage

Document Number	0001925985
Date	Oct 28, 2022
Instrument	1925985

Lender

Name	MIDDLESEX FSLA
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 14, 2020
Property Address	25 LANTERN RD, BELMONT, MA 02478-1706
Document Number	0001856240
Instrument Date	Sep 11, 2020
Instrument	1856240
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	25 LANTERN RD BELMONT MA 024781706, BELMONT, MA 02478-1706

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$44,797.00 (+199.67%)	$3,933,000 (+195.71%) Land $906,000 Building $3,027,000	$3,381,050 (+2.57%)
2024			$3,296,405
2023	$14,949.00	$1,330,000 Land $1,065,000 Building $265,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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