40 Lakeshore, #55, Irvine, CA 92604 Property Records

Orange County property record for 40 Lakeshore, #55, Irvine, CA 92604

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,370 sqft · built 1978
Owner	2 Trust Names on File
Tax Bill	$3,697 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`936-490-43`

Property Details

APN / Parcel Number

Primary APN	`936-490-43`
Alternative APN	`451-631-07`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Condo/Apartment
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	40 LAKESHORE, 55
City	IRVINE
State	CA
Zip	92604-3324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 9979 BLK LOT 2 UN 55 TR 9979 LOT 2 UNIT 55 B, G, Y, 55E OF PROJECT
Legal Subdivision	ARBORLAKE
Legal Tract	9979
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	6
Census Block	6002
Census Tract	52513

Owner

40 Lakeshore, #55 is owner-occupied and held in a trust since March 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40 LAKESHORE, IRVINE, CA 92604-3324
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Intrafamily Transfer, Transfer
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage L ALLEY LOANS INC L ALLEY LOANS INC
Jun 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage L ALLEY LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 10, 2022
Transfer Doc	0000105430
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 17, 2022
Property Address	40 LAKESHORE # 55, 55, IRVINE, CA 92604-3324
Document Number	0000105430
Map Reference	MB 423 PG 29&30
Instrument Date	Mar 10, 2022
Instrument	2022000105430
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40 LAKESHORE, IRVINE, CA 92604-3324

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 LAKESHORE # 55, 55, IRVINE, CA 92604-3324
Document Number	0000355490
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 LAKESHORE #55 IRVINE CA 926043324, 55, IRVINE, CA 92604-3324

Mortgage

Document Number	0000355490
Date	Jul 23, 2020
Instrument	355490

Lender

Name	L ALLEY LOANS INC L ALLEY LOANS INC
Type	Bank
Address	HUNTINGTON BEACH, CA 92648

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 LAKESHORE # 55, 55, IRVINE, CA 92604-3324
Document Number	0000212551
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 LAKESHORE #55 IRVINE CA 926043324, 55, IRVINE, CA 92604-3324

Mortgage

Document Number	0000212551
Date	Jun 11, 2018
Instrument	212551

Lender

Name	L ALLEY LOANS
Type	Funding / Finance Company
Address	HUNTINGTON BEACH, CA 92648

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 40 Lakeshore, #55 was $3,697 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,235 (+2%) Land $170,775 Building $176,460
2025	$3,697.00 Homeowner's exemption	$340,427 Land $167,427 Building $173,000
2023	$3,520.00 (+2.12%) Homeowner's exemption	$327,208 Land $160,925 Building $166,283
2022	$3,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Lakeshore, #55 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Lakeshore, #55 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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