40 Lakes Xing, Bluffton, SC 29910 Property Records

Beaufort County property record for 40 Lakes Xing, Bluffton, SC 29910

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,083 sqft · built 2013
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$305,686 (Aug 2013)
Tax Bill$216 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR61402800038930000

Property Details

APN / Parcel Number

Primary APNR61402800038930000
Alternative APN
  • 13612176

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,083 sqft Living Area

Exterior

Year BuiltBuilt 2013
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area461 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number13612176
Old Parcel NumberR61402800038930000
Street Address40 LAKES XING
CityBLUFFTON
StateSC
Zip29910-9512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6106
Legal DescriptionLOT 121 LAWTON STATION PH 2B PB119 P108 PB120 P100
Legal SubdivisionLAWTON STATION S/D
Legal Phase2B
Legal Lot Number121
JurisdictionBEAUFORT SC
Township / Civil DivisionBLUFFTON
Census Block Group2
Census Block2011
Census Tract2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address40 LAKES XING, BLUFFTON, SC 29910-9512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2013 · Amount on Record
Deed SaleAug 20, 2013 · Amount on Record
Prior SaleApr 3, 2013 · Amount on Record
Deed Document Number2013048452
Deed Book / Page3266 / 1107
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEAUFORT SC
Property Address40 LAKES XING, BLUFFTON, SC 29910-9512
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058983
DateOct 15, 2020
Book Page3921/1913
Instrument2020058983
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyBeaufort County
MunicipalityBluffton Town
Unified School DistrictBeaufort County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$216.00$15,210 (-)
2024$216.00$15,210 (-)$451,800 (-) Land $59,500 Building $392,300
2023$216.00$15,210 (+14.98%)$451,800 (+36.62%) Land $59,500 Building $392,300
2022$216.00$13,228 Land $1,820 Building $11,408$330,700 Land $45,500 Building $285,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 407 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBJW&SA
serves 164,829 people · EPA ID SC0720003
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Sparklight
DSL · Cable in parts of the area
30 / 5
AT&T
Fixed Wireless
25 / 3

May also be available: Spectrum.

Nearby Properties on Lakes Xing

Nearby Streets

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