31 Lakes Xing, Bluffton, SC 29910 Property Records

Beaufort County property record for 31 Lakes Xing, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,569 sqft · built 2007
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Trust Names on File
Last Sale	$428,000 (Aug 2018)
Tax Bill	$3,374 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61402800020120000`

Property Details

APN / Parcel Number

Primary APN	`R61402800020120000`
Alternative APN	`12623479`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,569 sqft Living Area
1st Floor Area	2,569 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	31 LAKES XING
City	BLUFFTON
State	SC
Zip	29910-9511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 91 LAWTON STATION S/D PH 1 PB107 P131-136 PB111 P181-187 PB113 P6-12 PB119 P
Legal Subdivision	LAWTON STATION S/D
Legal Phase	1
Legal Lot Number	91
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2010
Census Tract	2103

Owner

31 Lakes Xing is owner-occupied and held in a trust since April 2024.

Source: Beaufort County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	31 LAKES XING, BLUFFTON, SC 29910-9511
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 8, 2024	Intrafamily Transfer, Transfer
Aug 14, 2018	Warranty Deed, Transfer · Line of Credit

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on File
Deed Sale	Aug 14, 2018 · Amount on File
Prior Sale	Dec 18, 2007 · Amount on File
Deed Document Number	201844105
Deed Book / Page	3691 / 2739
Last Transfer Date	Apr 5, 2024
Transfer Doc	0000014947
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	31 LAKES XING, BLUFFTON, SC 29910-9511
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008286
Date	Feb 4, 2021
Book Page	3967/2727
Instrument	2021008286

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	118 Months
Due	Dec 1, 2030

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Apr 8, 2024
Property Address	31 LAKES XING, BLUFFTON, SC 29910-9511
Document Number	0000014947
Book / Page	4324 / 664
Map Reference	MB 119 PG 54
Instrument Date	Apr 5, 2024
Instrument	2024014947
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAKES XING, BLUFFTON, SC 29910-9511

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 14, 2018
Property Address	31 LAKES XING, BLUFFTON, SC 29910-9511
Document Number	0000044105
Book / Page	3691 / 2739
Map Reference	MB 119 PG 54
Instrument Date	Aug 7, 2018
Instrument	2018044105
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,583.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAKES XING, BLUFFTON, SC 29910-9511

Mortgage

Document Number	0000044106
Date	Aug 14, 2018
Instrument	2018044106

Lender

Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 31 Lakes Xing was $3,374, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,374.00 (-0.06%)	$19,690 (-)
2024	$3,376.00	$19,690 (-)	$506,800 (-) Land $59,500 Building $447,300
2023	$3,376.00 (+8.1%)	$19,690 (+15.01%)	$506,800 (+18.41%) Land $59,500 Building $447,300
2022	$3,123.00	$17,120 Land $1,820 Building $15,300	$428,000 Land $45,500 Building $382,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Lakes Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Lakes Xing is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Sparklight DSL · Cable in parts of the area	30 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakes Xing

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