40 la Paz Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 40 la Paz Way, Saint Augustine, FL 32092

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,574 sqft · built 2016
Lot Size0.23 acres (10,018 sqft)
Owner2 Individual Names on Record
Last Sale$337,500 (Apr 2023)
Tax Bill$4,211 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Sep 2021 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN028191-1570

Property Details

APN / Parcel Number

Primary APN028191-1570

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area1,574 sqft Living Area
Gross Area2,048 sqft
1st Floor Area634 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Garage TypeAttached
Garage Area386 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address40 LA PAZ WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-3130
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description70/21-44 SEGOVIA LOT 157 OR5737/939
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSEGOVIA
Legal Block1
Legal Lot Number157
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2002
Census Tract20906

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Warranty Deed, Transfer · Conventional Mortgage
BESTWAY MORTGAGE CORP
Sep 20, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CU/FL
Aug 14, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2023 · Amount on Record
Deed SaleApr 10, 2023 · Amount on Record
Prior SaleMar 1, 2016 · Amount on Record
Deed Document Number202326423
Deed Book / Page5737 / 939
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 10, 2023
Property Address40 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
Document Number0057370939
Book / Page5737 / 939
Map ReferenceMB 70 PG 21-44
Instrument DateApr 6, 2023
Instrument2023026423
Transaction TypeTransfer
Record UpdatedApr 25, 2023
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,362.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 TREE FROG WAY, ST AUGUSTINE, FL 32095-7523

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130

Mortgage

Document Number0005737942
DateApr 10, 2023
Instrument5737/942
Lender
NameBESTWAY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address40 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
Transaction TypeMortgage
Record UpdatedSep 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130

Mortgage

Document Number0053721218
DateSep 20, 2021
Book Page5372/1218
Instrument2021102736
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueSep 17, 2036

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address40 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
Transaction TypeMortgage
Record UpdatedMar 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LA PAZ WAY, ST AUGUSTINE, FL 32092-3130

Mortgage

Document Number0051811446
DateFeb 17, 2021
Book Page5181/1446
Instrument2021017672
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address40 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
Document Number0048000244
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LA PAZ WAY ST AUGUSTINE FL 320923130, ST AUGUSTINE, FL 32092-3130

Mortgage

Document Number0048000244
DateSep 23, 2019
Book Page004800/000244
Instrument70551
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 22, 2034

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 14, 2017
Property Address40 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
Document Number0044200849
Book / Page004420 / 000849
Instrument DateAug 11, 2017
Instrument56026
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyISLAND TITLE/STATE AUGUSTINE LLC, ISLAND TITLE/ST AUGUSTINE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,469.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 LA PAZ WAY ST AUGUSTINE FL 320923130, ST AUGUSTINE, FL 32092-3130

Mortgage

Document Number44200851
DateAug 14, 2017
Book Page004420/000851
Instrument56027
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$250,008 (-5.95%) Land $55,000 Building $195,008$250,008 (-5.95%) Land $55,000 Building $195,008
2025$4,211.00 (+7.42%) Homeowner's exemption$265,818 (-0.26%)$265,818 (-0.26%) Land $55,000 Building $210,818
2024$3,920.00 (+61.78%) Homeowner's exemption$266,521 (+82.94%)$266,521 (-2.2%) Land $55,000 Building $211,521
2023$2,423.00 (+2.58%) Homeowner's exemption$145,685 (+3%)$272,512 (+9.79%) Land $56,000 Building $216,512
2022$2,362.00 Homeowner's exemption$141,442$248,215 Land $56,000 Building $192,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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