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38 la Paz Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 38 la Paz Way, Saint Augustine, FL 32092

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,670 sqft · built 2016
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$212,500 (May 2018)
Tax Bill$3,310 (2025)
Deeds & MortgagesAug 2022 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028191-1580

Property Details

APN / Parcel Number

Primary APN028191-1580

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,670 sqft Living Area
Gross Area2,144 sqft
1st Floor Area669 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area386 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address38 LA PAZ WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-3130
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description70/21-44 SEGOVIA LOT 158 OR4550/868 & 4941/1478
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSEGOVIA
Legal Block1
Legal Lot Number158
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2002
Census Tract20906

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
May 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
TRUIST BANK
May 22, 2018Warranty Deed, Transfer · Conventional with PMI
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2018 · Amount on Record
Deed SaleMay 22, 2018 · Amount on Record
Prior SaleMay 1, 2016 · Amount on Record
Deed Document Number201835120
Deed Book / Page4550 / 868
Last Transfer DateMar 9, 2020
Transfer Doc0049411478
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address38 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 LA PAZ WAY, ST AUGUSTINE, FL 32092-3130

Mortgage

Document Number0056221988
DateAug 26, 2022
Book Page5622/1988
Instrument2022082289
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 7, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMay 13, 2020
Property Address38 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
Document Number0049411478
Book / Page4941 / 1478
Map ReferenceMB 70 PG 21-44
Instrument DateMar 9, 2020
Instrument2020036764
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130

Mortgage

Document Number49411482
DateMay 13, 2020
Instrument4941/1482
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueApr 1, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 22, 2018
Property Address38 LA PAZ WAY, SAINT AUGUSTINE, FL 32092-3130
Document Number0045500868
Book / Page004550 / 000868
Instrument DateMay 7, 2018
Instrument35120
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyTOWN SQUARE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,487.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38 LA PAZ WAY ST AUGUSTINE FL 320923130, ST AUGUSTINE, FL 32092-3130

Mortgage

Document Number45500870
DateMay 22, 2018
Book Page004550/000870
Instrument35121
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 21, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,275 (+2.7%)$257,381 (-5.8%) Land $55,000 Building $202,381
2025$3,310.00 (+10.26%) Homeowner's exemption$198,905 (+5.99%)$273,237 (-3.64%) Land $55,000 Building $218,237
2024$3,002.00 (+1.59%)
2023$2,955.00 (+2.46%) Homeowner's exemption$187,669 (+3%)$283,560 (+9.23%) Land $56,000 Building $227,560
2022$2,884.00 Homeowner's exemption$182,203$259,601 Land $56,000 Building $203,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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