Lyon County property record for 40 Kari Ln, Smith, NV 89430 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,082 sqft · built 2003 |
| Lot Size | 10.1 acres (442,570 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (May 2016) |
| Tax Bill | $5,038 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 010-581-20 |
| Primary APN | 010-581-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,082 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 442,570 sqft |
| Garage Area | 4,272 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 416 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 40 KARI LN |
|---|---|
| City | SMITH |
| State | NV |
| Zip | 89430-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 1 |
| Legal Subdivision | GARMSLAND LIMITED LLC |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LYON NV |
| Township / Civil Division | SMITH VALLEY |
| Census Block Group | 1 |
| Census Block | 1189 |
| Census Tract | 960802 |
Source: Lyon County records · APN 010-581-20
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 KARI LN, SMITH, NV 89430-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GFL CAP MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2016 · Amount on Record |
| Deed Sale | May 11, 2016 · Amount on Record |
| Deed Document Number | 2016550361 |
| Prior Transfer Date | Dec 06, 2012 |
| Prior Transfer Doc | 0000501972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 40 KARI LN, SMITH, NV 89430-9415 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0000643569 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 643569 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 40 KARI LN, SMITH, NV 89430-9415 |
| Document Number | 0000318343 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 KARI LN SMITH NV 894309415, SMITH, NV 89430-9415 |
| Document Number | 0000318343 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 318343 |
| Name | GFL CAP MTG |
|---|---|
| Address | SACRAMENTO, CA 95831 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2050 |
Source: Lyon County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,038.00 (+9.21%) | $149,012 (+3.92%) Land $31,500 Building $117,513 | $425,750 (+3.92%) Land $90,000 Building $335,750 |
| 2023 | $4,613.00 (+3.11%) | $143,391 (+13.02%) Land $31,500 Building $111,891 | $409,688 (+13.02%) Land $90,000 Building $319,688 |
| 2022 | $4,474.00 | $126,874 Land $25,200 Building $101,674 | $362,498 Land $72,000 Building $290,498 |
Source: FEMA National Flood Hazard Layer, Lyon County (32019C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320199608021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Very High above 93% of the US · above 81% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 80 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wi-Fiber | Fixed Wireless (unlicensed) | 100 / 20 |
| Northern Nevada High Speed | Fixed Wireless (unlicensed) | 25 / 10 |
| Frontier | DSL | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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