Lyon County property record for 25 Kari Ln, Smith, NV 89430
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,842 sqft · built 1997 |
| Lot Size | 6.25 acres (272,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $715,000 (Sep 2021) |
| Tax Bill | $4,535 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 010-581-06 |
| Primary APN | 010-581-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Duplex Single |
| Lot Area | 272,250 sqft |
| Garage Area | 1,482 sqft |
| Parking Spaces | 5 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 25 KARI LN |
|---|---|
| City | SMITH |
| State | NV |
| Zip | 89430-9415 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RR3 |
| Legal Description | PAR 2 |
| Legal Subdivision | GARMSLAND LIMITED LLC |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | LYON NV |
| Township / Civil Division | SMITH VALLEY |
| Census Block Group | 1 |
| Census Block | 1189 |
| Census Tract | 960802 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 KARI LN, SMITH, NV 89430-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 23, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 15, 2022 | Re-recorded Document TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | Nov 15, 2012 · Amount on Record |
| Deed Document Number | 2021644894 |
| Prior Transfer Date | Sep 11, 2021 |
| Prior Transfer Doc | 0000662139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON NV |
| Property Address | 25 KARI LN, SMITH, NV 89430-9415 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | SOLIDIFI TITLE AGENCY LTD |
| Name | Verified Name |
|---|
| Document Number | 0000635322 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 635322 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Sep 23, 2021 |
| Property Address | 25 KARI LN, SMITH, NV 89430-9415 |
| Document Number | 0000644894 |
| Map Reference | DOC 190945 |
| Instrument Date | Sep 11, 2021 |
| Instrument | 644894 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,788.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 KARI LN, 25, SMITH, NV 89430-9415 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 KARL LANE, SMITH, NV 89430-9415 |
| Document Number | 0000644895 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 644895 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Sep 15, 2022 |
| Property Address | 25 KARI LN, SMITH, NV 89430-9415 |
| Document Number | 0000662139 |
| Map Reference | DOC 190945 |
| Instrument Date | Sep 11, 2021 |
| Instrument | 662139 |
| Record Updated | Oct 12, 2022 |
| Title Company | TICOR TITLE-FERNLEY, TICOR TITLE FERNLEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 25 KARI LN, 25, SMITH, NV 89430-9415 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 KARI LANE, FERNLEY, NV 89408 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,535.00 (+9.12%) | $127,964 (+7.2%) Land $28,000 Building $99,964 | $365,612 (+7.2%) Land $80,000 Building $285,612 |
| 2023 | $4,156.00 (+8.03%) | $119,374 (+9.37%) Land $22,750 Building $96,624 | $341,068 (+9.37%) Land $65,000 Building $276,068 |
| 2022 | $3,847.00 | $109,151 Land $19,250 Building $89,901 | $311,860 Land $55,000 Building $256,860 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 68% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
| Northern Nevada High Speed Internet Fixed Wireless | 25 / 10 |
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