40 Jersey Ln, Patterson, CA 95363 Property Records

Stanislaus County property record for 40 Jersey Ln, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,925 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Jan 2025)
Tax Bill	$8,553 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`021-049-007-000`

Property Details

APN / Parcel Number

Primary APN	`021-049-007-000`
Alternative APNs	`0214907000` `0214907`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,925 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 JERSEY LN
City	PATTERSON
State	CA
Zip	95363-8855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKER RANCH UNIT 5 (40M63) LOT 406
Legal Subdivision	WALKER RANCH 05
Legal Block	1
Legal Lot Number	406
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1013
Census Tract	3206

Owner

Source: Stanislaus County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 JERSEY LN, PATTERSON, CA 95363-8855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit UNDERWOOD LAW FIRM PC
Aug 4, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage LINKED HOME LOANS LLC
Jan 16, 2020	Grant Deed, Transfer · FHA Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	Jan 16, 2020 · Amount on Record
Deed Document Number	20252206
Prior Transfer Date	Jul 31, 2023
Prior Transfer Doc	0000035535
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	40 JERSEY LN, PATTERSON, CA 95363-8855
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 SAN MARINO AVE, SAN JOSE, CA 95127-1137

Mortgage

Document Number	0000015799
Date	Apr 9, 2024
Instrument	2024-0015799

Lender

Name	UNDERWOOD LAW FIRM PC
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95814

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Aug 4, 2023
Property Address	40 JERSEY LN, PATTERSON, CA 95363-8855
Document Number	0000035535
Map Reference	MB 40 PG 63
Instrument Date	Jul 31, 2023
Instrument	2023-0035535
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 JERSEY LN, PATTERSON, CA 95363-8855

Mortgage

Document Number	0000035536
Date	Aug 4, 2023
Instrument	2023-0035536

Lender

Name	LINKED HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Margin	3
Max Rate	10.7%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jan 16, 2020
Property Address	40 JERSEY LN, PATTERSON, CA 95363-8855
Document Number	0000002418
Map Reference	MB 40 PG 63
Instrument Date	Jan 7, 2020
Instrument	2020-0002418
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 JERSEY LN, PATTERSON, CA 95363-8855

Mortgage

Document Number	0000002419
Date	Jan 16, 2020
Instrument	2020-0002419

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,553.00 (+0.61%)	$436,360 (+4.04%) Land $103,895 Building $332,465
2023	$8,501.00 (+4.03%) Homeowner's exemption	$419,417 Land $99,861 Building $319,556
2022	$8,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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