28 Jersey Ln, Patterson, CA 95363 Property Records

Stanislaus County property record for 28 Jersey Ln, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,624 sqft · built 2005
Lot Size	0.154 acres (6,699 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Mar 2010)
Tax Bill	$6,073 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`021-054-028-000`

Property Details

APN / Parcel Number

Primary APN	`021-054-028-000`
Alternative APNs	`0215428000` `0215428`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,624 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,699 sqft (0.154 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28 JERSEY LN
City	PATTERSON
State	CA
Zip	95363-8855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALKER RANCH UNIT 9 (40M64) LOT 404
Legal Subdivision	WALKER RANCH 05
Legal Block	1
Legal Lot Number	404
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1013
Census Tract	3206

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 JERSEY LN, PATTERSON, CA 95363-8855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2010 · Amount on Record
Deed Sale	Mar 5, 2010 · Amount on Record
Prior Sale	Nov 3, 2009 · Amount on Record
Deed Document Number	201021116
Last Transfer Date	Jul 25, 2014
Transfer Doc	0000049506
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Sep 1, 2026
Property Address	28 JERSEY LN, PATTERSON, CA 95363-8855
Document Number	0000047708
Instrument Date	Aug 24, 2026
Instrument	202647708
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	PLACER TITLE ER, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 JERSEY LN, PATTERSON, CA 95363-8855

Mortgage

Document Number	0000047708,
Date	Sep 1, 2026
Instrument	202647708

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	28 JERSEY LN, PATTERSON, CA 95363-8855
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 JERSEY LN, PATTERSON, CA 95363-8855

Mortgage

Document Number	0000035855
Date	Apr 14, 2021
Instrument	2021-0035855

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	28 JERSEY LN, PATTERSON, CA 95363-8855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069263
Date	Oct 7, 2019
Instrument	2019-0069263

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,073.00 (+2.69%) Homeowner's exemption	$210,648 (+2%) Land $52,659 Building $157,989
2025	$5,914.00 (-0.25%) Homeowner's exemption	$206,519 (+4.04%) Land $51,627 Building $154,892
2023	$5,929.00 (+3.38%) Homeowner's exemption	$198,501 Land $49,623 Building $148,878
2022	$5,735.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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