40 James St, #42, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 40 James St, #42, Holyoke, MA 01040

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,966 sqft · built 1930
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Dec 2022)
Tax Bill	$3,614 (2025)
Deeds & Mortgages	Mar 2021 Refinance Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`HOLY M:0085 B:0000 L:41`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0085 B:0000 L:41`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,966 sqft Living Area
Gross Area	4,652 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	6,251 sqft (0.144 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40 JAMES ST, 42
City	HOLYOKE
State	MA
Zip	01040-3416
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	DR
Legal Lot Number	41
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1003
Census Tract	812103

Owner

Source: Hampden County and Holyoke City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 BEVERLY ST, HOLYOKE, MA 01040
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ADON ESTEBAN
Dec 23, 2022	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Apr 16, 2018	Deed of Trust, Mortgage QUICKEN LNS
Jan 26, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2022 · Amount on Record
Deed Sale	Dec 23, 2022 · Amount on Record
Prior Sale	Jan 26, 2017 · Amount on Record
Deed Document Number	202275172
Deed Book / Page	24854 / 568
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	40-42 JAMES ST, HOLYOKE, MA 01040
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023757-270
Date	Mar 12, 2021
Book Page	23757/270
Instrument	16711

Lender

Name	ADON ESTEBAN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOLYOKE MA
Recording Date	Dec 23, 2022
Property Address	40-42 JAMES ST, HOLYOKE, MA 01040
Document Number	024854-568
Book / Page	24854 / 568
Instrument Date	Dec 23, 2022
Instrument	75172
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 BEVERLY ST, CHICOPEE, MA 01013-1126

Mortgage

Document Number	0000075173
Date	Dec 23, 2022
Instrument	75173

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	40-42 JAMES ST, HOLYOKE, MA 01040
Document Number	22135-137
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22135-137
Date	Apr 18, 2018
Book Page	022135/000137
Instrument	8

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	792 Months
Due	Apr 17, 2084

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jan 26, 2017
Property Address	40-42 JAMES ST, HOLYOKE, MA 01040
Document Number	21547-290
Book / Page	021547 / 000290
Instrument Date	Jan 4, 2017
Instrument	4659
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Amount	Amount Recorded
Tax	$52.31
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 GREEN AVE #1F SOUTHBRIDGE MA 015501964, 1F, SOUTHBRIDGE, MA 01550-1964

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,614.00 (+7.43%)	$207,000 (+16.62%) Land $41,900 Building $165,100
2024	$3,364.00 (+1.02%)	$177,500 (-) Land $39,700 Building $137,800
2023	$3,330.00	$177,500 Land $39,700 Building $137,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Netafy.

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures